Data as of Oct 28, 2026.
SCHP vs SIVR: Differences, Returns & Fees
SCHP is a bond index fund and SIVR a commodity fund, and over the year to Oct 28, 2026, SIVR returned +15.0% against −0.8%.
askIQ about this page
askIQ about SCHP and SIVR
Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF.
Pair scorecard
SCHP costs 0.27 points a year less; their one-year returns differ by 15.8 points.
| Measure | SCHP | SIVR |
|---|---|---|
| Return | ||
| Total return, 1 year | −0.8% | +15.0% |
| Drawdown | ||
| Below its high | 53.5%, high on Jan 28, 2026 | |
| Benchmark | ||
| What it tracks | US TIPS | Silver |
| Cost and size | ||
| Expense ratio | 0.03% | 0.30% |
| Net assets, SCHP as of Jun 30, 2026 and SIVR as of Oct 28, 2026 | $16.5bn | $3.7bn |
| Holdings | ||
| Holdings in common | not published | |
Risk and return
Aug 13, 2010 to Oct 23, 2026 · 845 weekly returnsEach against its own benchmark: SCHP against AGG, Aug 13, 2010 to Oct 23, 2026; SIVR against SLV, Jul 31, 2009 to Oct 23, 2026.
SIVR returned more: +183.5% to +52.2%. SCHP swung less: 5.5% to 30.9%. SCHP fell less at its worst: −14.0% to −74.7%.
Full scorecard
19 measures, with how each is measured Open ↓
| Measure | SCHP | SIVR | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +52.2% | +183.5% | SIVR | Price change plus distributions, reinvested. |
| Annualized | +2.6% | +6.6% | SIVR | Total return as a yearly rate. |
| Price return | +1.8% | +183.5% | SIVR | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 5.5% | 30.9% | SCHP | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 4.0% | 21.4% | SCHP | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −14.0% | −74.7% | SCHP | Deepest fall from a high to the low after it. |
| Upside capture | 100.6% | 99.6% | Share of its benchmark's rise caught in the weeks it rose. | |
| Downside capture | 95.5% | 99.8% | Share of its benchmark's fall taken in the weeks it fell. Lower is better. | |
| Beta | 0.93 | 1.00 | Not an edge | How far it moves for each 1% its benchmark moves. |
| R squared | 0.61 | 1.00 | Not an edge | Share of its weekly moves its benchmark explains. |
| Risk-adjusted | ||||
| Sharpe | 0.21 | 0.31 | SIVR | Return above Treasury bills per unit of volatility. |
| Sortino | 0.29 | 0.45 | SIVR | Return above Treasury bills per unit of downside deviation. |
| Treynor | 0.012 | 0.109 | Return above Treasury bills per unit of beta. | |
| Calmar | 0.19 | 0.09 | SCHP | Annualized return divided by the max drawdown. |
| Against the benchmark | ||||
| Benchmark | AGG | SLV | The ETF each fund is measured against. | |
| Alpha | +0.6% a year | +0.2% a year | Not significant | Yearly return beyond what its beta to the benchmark predicts. |
| Alpha t-stat | 0.73 | 0.96 | Not an edge | How sure the alpha is. Below 2, it could be chance. |
| Alpha range | −1.0% to +2.3% | −0.2% to +0.6% | Includes zero | The 95% range for the yearly alpha. |
| Information ratio | 0.17 | 0.19 | Return against its benchmark per unit of tracking error. | |
| Tracking error | 3.4% | 0.8% | Not an edge | How far weekly returns stray from the benchmark, annualized. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 845 weekly returns. Cash rate: the 13-week Treasury bill.
Side by side
SCHP and SIVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHP and SIVR do different jobs. What does each one do in a portfolio?
- What each follows. SCHP follows US TIPS and SIVR follows Silver.
- One-year total return. Over 1 year to Oct 28, 2026 SCHP returned −0.8% and SIVR +15.0% with distributions reinvested, a gap of 15.8 points.
- Cost. SCHP charges 0.03% of assets a year and SIVR 0.30%, a gap of 0.27 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
SCHP
SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.
Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.
SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHP or SIVR?
- In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and SIVR +15.0%.
- Which is cheaper, SCHP or SIVR?
- SCHP is cheaper, by 0.27 percentage points a year. That is about $27 on $10,000 held for a year. Fees come from each fund's own filings.
Links are sources, not endorsements. A comparison is not a recommendation.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHP against SIVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-sivr
ETFIQ. (Oct 28, 2026). SCHP against SIVR. Retrieved from https://etfiq.com/compare/any/schp-vs-sivr
[SCHP against SIVR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schp-vs-sivr)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.