Which returned more over the last year, SCHK or VTI?

In the year to Oct 9, 2026, with distributions reinvested, SCHK returned +16.9% and VTI +16.8%.

Which is cheaper, SCHK or VTI?

Neither: SCHK and VTI both charge 0.03% a year. Fees come from each fund's prospectus.

How much do SCHK and VTI overlap with the S&P 500?

By their latest filed holdings, 92% of SCHK and 88% of VTI by weight is stocks the S&P 500 already holds.

Compare their flows Ask IQ about these two funds

SCHK vs VTI: Differences, Returns & Fees

SCHK and VTI hold 91% of their weight in the same names. Net assets: $5.7bn on May 31, 2026 for Schwab 1000 Index ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

Both cost 0.03% a year; their one-year returns differ by 0.1 points.

SCHK vs VTI: Differences, Returns & Fees
	SCHK	VTI
Expense ratio	0.03%	0.03%
Net assets, SCHK as of May 31, 2026 and VTI as of Sep 30, 2026	$5.7bn	$689.2bn
Total return, 1 year	+16.9%	+16.8%
What it tracks	Schwab 1000 Index	CRSP US Total Market Index
Holdings in common	91%
Top ten holdings, share of the fund	36.2%	33.5%

Holdings in common uses holdings dated May 31, 2026 and Aug 31, 2026.

+16.9%

SCHK total return, 1 year

+16.8%

VTI total return, 1 year

0.03%

SCHK expense ratio

0.03%

VTI expense ratio

What they hold in common

By the books each fund has filed, SCHK and VTI hold 91% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Aug 31, 2026.

50%

half

91% in common

Positions both hold, largest shared weight first

Holding SCHK VTI

NVIDIA Corp 7.29% 6.88%

Apple Inc 6.51% 6.30%

Microsoft Corp 4.75% 5.11%

Amazon.com Inc 3.75% 3.41%

Alphabet Inc 3.15% 2.70%

Broadcom Inc 3.01% 2.38%

Alphabet Inc 2.50% 2.12%

Meta Platforms Inc 1.97% 1.70%

Micron Technology Inc 1.55% 1.47%

Tesla Inc 1.74% 1.40%

Eli Lilly & Co 1.24% 1.33%

Berkshire Hathaway Inc 1.24% 1.23%

Only in SCHK

Exxon Mobil Corp 0.86%

Honeywell International Inc 0.21%

NXP Semiconductors NV 0.12%

Electronic Arts Inc 0.07%

Anglogold Ashanti Plc 0.06%

Amrize Ltd 0.04%

AvalonBay Communities Inc 0.04%

Coupang Inc 0.03%

Only in VTI

ExxonMobil Holdings Corp 0.90%

SLCMT1142 0.20%

Space Exploration Technologies Corp 0.12%

Honeywell International Inc 0.09%

Honeywell Aerospace Inc 0.07%

Waste Connections Inc 0.06%

Sunbelt Rentals Holdings Inc 0.04%

Berkshire Hathaway Inc 0.04%

Check overlap with more funds →

On the same fields

SCHK

Schwab 1000 Index ETF

VTI

Vanguard Morningstar Total Stock Market ETF

Where it sits Stock ETF Stock ETF

Issuer Schwab Vanguard

What it is Tracks an index Tracks an index of US total market

Total return, 1 year +16.9% +16.8%

Expense ratio 0.03% 0.03%

Already in the S&P 500 92.3% 88.1%

Holdings 986 3509

Net assets, SCHK as of May 31, 2026 and VTI as of Sep 30, 2026 $5.7bn $689.2bn

SCHK and VTI on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About SCHK

SCHK tracks an index. Over the year to Oct 9, 2026 it returned +16.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 986 positions, with the top ten at 36.2%.

About VTI

VTI tracks an index of US total market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. By its holdings published by its issuer as of Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,509 positions, with the top ten at 33.5%.

Questions people ask

Which returned more over the last year, SCHK or VTI?: In the year to Oct 9, 2026, with distributions reinvested, SCHK returned +16.9% and VTI +16.8%.
Which is cheaper, SCHK or VTI?: Neither: SCHK and VTI both charge 0.03% a year. Fees come from each fund's prospectus.
How much do SCHK and VTI overlap with the S&P 500?: By their latest filed holdings, 92% of SCHK and 88% of VTI by weight is stocks the S&P 500 already holds.

Other comparisons

SCHK vs VOO IWB vs SCHK QUAL vs SCHK DIA vs SCHK THRO vs VTI GRNY vs VTI FELC vs VTI VONE vs VTI

SCHK on its own →VTI on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCHK filings on SEC EDGAR ↗SCHK prospectus with the expense ratio (SEC) ↗Schwab website ↗VTI filings on SEC EDGAR ↗VTI prospectus with the expense ratio (SEC) ↗Vanguard page for VTI ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHK against VTI, data as of Oct 9, 2026. https://etfiq.com/compare/any/schk-vs-vti

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.