Which returned more over the last year, SCHI or VTC?

In the year to Oct 9, 2026, with distributions reinvested, SCHI returned −1.8% and VTC −1.9%.

Which is cheaper, SCHI or VTC?

Neither: SCHI and VTC both charge 0.03% a year. Fees come from each fund's prospectus.

Compare their flows Ask IQ about these two funds

SCHI vs VTC: Differences, Returns & Fees

SCHI's duration was 6.0 years on Jun 30, 2026 and VTC's 6.6 on May 31, 2026; both charge 0.03%. Net assets: $11.6bn on Jun 30, 2026 for Schwab 5-10 Year Corporate Bond ETF, and $1.6bn on Sep 30, 2026 for Vanguard Total Corporate Bond ETF.

Both cost 0.03% a year; their one-year returns differ by 0.1 points.

Points (pts) are percentage points.

SCHI vs VTC: Differences, Returns & Fees
	SCHI	VTC
Expense ratio	0.03%	0.03%
Net assets, SCHI as of Jun 30, 2026 and VTC as of Sep 30, 2026	$11.6bn	$1.6bn
Total return, 1 year	−1.8%	−1.9%
What it tracks	Bloomberg US 5-10 Year Corporate Bond Index	Bloomberg U.S. Corporate Bond Index
Holdings in common	28%
Below its high	4.4%, high on Feb 27, 2026	4.0%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

−1.8%

SCHI total return, 1 year

−1.9%

VTC total return, 1 year

0.03%

SCHI expense ratio

0.03%

VTC expense ratio

What they hold in common

By the books each fund has filed, SCHI and VTC hold 28% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

28% in common

Positions both hold, largest shared weight first

Holding SCHI VTC

Goldman Sachs Group Inc/The, due Apr 20, 2034 0.14% 0.14%

Amazon.com Inc, due Mar 13, 2036 0.27% 0.12%

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, due Feb 1, 2036 0.24% 0.10%

Goldman Sachs Group Inc/The, due Jan 21, 2037 0.20% 0.10%

Meta Platforms Inc, due Nov 15, 2035 0.29% 0.10%

Oracle Corp, due Feb 4, 2036 0.22% 0.10%

Morgan Stanley, due Apr 21, 2034 0.15% 0.08%

Bank of America Corp, due Feb 6, 2037 0.17% 0.08%

Bank of America Corp, due Jan 24, 2036 0.17% 0.07%

JPMorgan Chase & Co, due Jan 24, 2036 0.13% 0.07%

Wells Fargo & Co, due Jan 23, 2035 0.14% 0.07%

JPMorgan Chase & Co, due Jul 23, 2036 0.19% 0.07%

Only in SCHI

Citigroup Inc, due May 25, 2034 0.15%

JPMorgan Chase & Co, due Feb 5, 2037 0.14%

Bank of America Corp, due Feb 12, 2036 0.12%

Citigroup Inc, due Mar 27, 2036 0.10%

US Bancorp, due Jan 23, 2035 0.10%

Medtronic Inc, due Mar 15, 2035 0.09%

HSBC Holdings PLC, due Nov 18, 2035 0.08%

Coca-Cola Co/The, due Jan 5, 2032 0.08%

Only in VTC

US TREASURY N/B, due May 31, 2028 0.32%

BANK OF AMER CRP, due Apr 23, 2030 0.20%

BANK OF AMER CRP, due Jan 24, 2029 0.14%

GOLDMAN SACHS GP, due Jan 21, 2032 0.13%

ANHEUSER-BUSCH, due Feb 1, 2046 0.10%

MORGAN STANLEY, due Nov 19, 2055 0.09%

WELLS FARGO CO, due Jan 23, 2030 0.09%

T-MOBILE USA INC, due Apr 15, 2030 0.09%

Check overlap with more funds →

On the same fields

SCHI

Schwab 5-10 Year Corporate Bond ETF

VTC

Vanguard Total Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index Tracks an index

Total return, 1 year −1.8% −1.9%

Its benchmark over the same days −1.8% (VCIT) −1.8% (SPBO)

Gap to its benchmark 0.0 pts vs VCIT −0.1 pts vs SPBO

Expense ratio 0.03% 0.03%

Holdings 2345 5316

Net assets, SCHI as of Jun 30, 2026 and VTC as of Sep 30, 2026 $11.6bn $1.6bn

SCHI and VTC on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About SCHI

SCHI tracks an index. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg US 5-10 Year Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

About VTC

VTC tracks an index. Over the year to Oct 9, 2026 it returned −1.9% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. Corporate Bond Index. It sat 4.0% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, SCHI or VTC?: In the year to Oct 9, 2026, with distributions reinvested, SCHI returned −1.8% and VTC −1.9%.
Which is cheaper, SCHI or VTC?: Neither: SCHI and VTC both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

CORP vs SCHI BSCW vs SCHI IBDX vs SCHI IGEB vs SCHI CGMS vs VTC UCON vs VTC SPBO vs VTC IBDX vs VTC

SCHI on its own →VTC on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

SCHI filings on SEC EDGAR ↗SCHI prospectus with the expense ratio (SEC) ↗Schwab website ↗VTC filings on SEC EDGAR ↗VTC prospectus with the expense ratio (SEC) ↗Vanguard page for VTC ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHI against VTC, data as of Oct 9, 2026. https://etfiq.com/compare/any/schi-vs-vtc

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.