Data as of Oct 28, 2026.
SCHH vs VNQ: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHH returned +8.7% to VNQ's +4.8%; 78% of their weight is in the same names.
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Net assets: $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF, and $35.9bn on Sep 30, 2026 for Vanguard Real Estate ETF.
Pair scorecard
SCHH costs 0.06 points a year less; their one-year returns differ by 3.9 points.
| Measure | SCHH | VNQ |
|---|---|---|
| Return | ||
| Total return, 1 year | +8.7% | +4.8% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | 8.3%, high on Jul 28, 2026 |
| Benchmark | ||
| What it tracks | US REIT | MSCI US Investable Market Real Estate 25/50 Index |
| Cost and size | ||
| Expense ratio | 0.07% | 0.13% |
| Net assets, SCHH as of Aug 31, 2026 and VNQ as of Sep 30, 2026 | $11.2bn | $35.9bn |
| Holdings | ||
| Holdings in common | 78% | |
| Top ten holdings, share of the fund | 51.6% | 55.8% |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Jan 21, 2011 to Oct 23, 2026 · 822 weekly returnsVNQ returned more: +209.6% to +175.1%. VNQ swung slightly less: 20.2% to 20.9%. VNQ fell slightly less at its worst: −39.6% to −42.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHH | VNQ | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +175.1% | +209.6% | VNQ | Price change plus distributions, reinvested. |
| Annualized | +6.6% | +7.4% | VNQ | Total return as a yearly rate. |
| Price return | +79.9% | +67.1% | SCHH | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 20.9% | 20.2% | VNQ (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 14.7% | 14.2% | VNQ (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −42.3% | −39.6% | VNQ (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.33 | 0.38 | VNQ | Return above Treasury bills per unit of volatility. |
| Sortino | 0.47 | 0.53 | VNQ | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.16 | 0.19 | VNQ | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHH and VNQ hold 78% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
78% in common
Only in one fund ↓
Side by side
SCHH and VNQ on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHH and VNQ are built for the same job. How do they differ in cost, holdings and results?
- What each follows. SCHH follows US REIT and VNQ follows MSCI US Investable Market Real Estate 25/50 Index.
- One-year total return. Over 1 year to Oct 28, 2026 SCHH returned +8.7% and VNQ +4.8% with distributions reinvested, a gap of 3.9 points.
- Holdings in common (similar). 78% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
Data as of Oct 28, 2026.
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SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
VNQ
VNQ tracks an index of US real estate. Over the year to Oct 28, 2026 it returned +4.8% with distributions reinvested. The prospectus expense ratio is 0.13% a year. By its holdings published by its issuer as of Sep 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 141 positions, with the top ten at 55.8%. It sat 8.3% below its high of Jul 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHH or VNQ?
- In the year to Oct 28, 2026, with distributions reinvested, SCHH returned +8.7% and VNQ +4.8%.
- Which is cheaper, SCHH or VNQ?
- SCHH is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHH against VNQ, data as of Oct 28, 2026. https://etfiq.com/compare/any/schh-vs-vnq
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