Data as of Oct 28, 2026.
SCHG vs XLB: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHG returned +6.8% to XLB's +18.5%; 1% of their weight is in the same names.
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Net assets: $63.0bn on Aug 31, 2026 for Schwab U.S. Large-Cap Growth ETF, and $8.1bn on Oct 27, 2026 for State Street Materials Select Sector SPDR ETF.
Pair scorecard
SCHG costs 0.04 points a year less; their one-year returns differ by 11.7 points.
| Measure | SCHG | XLB |
|---|---|---|
| Return | ||
| Total return, 1 year | +6.8% | +18.5% |
| Drawdown | ||
| Below its high | 3.5%, high on Oct 6, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Large-Cap Growth Total Stock Market Index | Materials Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.04% | 0.08% |
| Net assets, SCHG as of Aug 31, 2026 and XLB as of Oct 27, 2026 | $63.0bn | $8.1bn |
| Holdings | ||
| Holdings in common | 1% | |
| Top ten holdings, share of the fund | 51.0% | 58.5% |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Dec 18, 2009 to Oct 23, 2026 · 879 weekly returnsSCHG returned more: +1,156.7% to +358.0%. SCHG swung slightly less: 18.5% to 20.4%. SCHG and XLB fell about the same at their worst: −34.2% and −33.9%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHG | XLB | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +1,156.7% | +358.0% | SCHG | Price change plus distributions, reinvested. |
| Annualized | +16.2% | +9.4% | SCHG | Total return as a yearly rate. |
| Price return | +988.8% | +220.8% | SCHG | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 18.5% | 20.4% | SCHG (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.5% | 14.0% | SCHG | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −34.2% | −33.9% | Tie | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.82 | 0.47 | SCHG | Return above Treasury bills per unit of volatility. |
| Sortino | 1.22 | 0.68 | SCHG | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.47 | 0.28 | SCHG | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 879 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHG and XLB hold 1% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
1% in common
Only in one fund ↓
Side by side
SCHG and XLB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHG and XLB do different jobs. What does each one do in a portfolio?
- What each follows. SCHG follows Dow Jones U.S. Large-Cap Growth Total Stock Market Index and XLB follows Materials Select Sector Index.
- Holdings in common. 1% of the weight is in the same securities (holdings dated Aug 31, 2026 and Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHG returned +6.8% and XLB +18.5% with distributions reinvested, a gap of 11.7 points.
Data as of Oct 28, 2026.
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SCHG
SCHG tracks an index of U.S. Large-Cap Growth. Over the year to Oct 28, 2026 it returned +6.8% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.04% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 192 positions, with the top ten at 51.0%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.
XLB
XLB tracks an index of Materials. Over the year to Oct 28, 2026 it returned +18.5% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 25 positions, with the top ten at 58.5%.
Questions people ask
- Which returned more over the last year, SCHG or XLB?
- In the year to Oct 28, 2026, with distributions reinvested, SCHG returned +6.8% and XLB +18.5%.
- Which is cheaper, SCHG or XLB?
- SCHG is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHG against XLB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schg-vs-xlb
ETFIQ. (Oct 28, 2026). SCHG against XLB. Retrieved from https://etfiq.com/compare/any/schg-vs-xlb
[SCHG against XLB (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schg-vs-xlb)
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