Data as of Oct 28, 2026.

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SCHG vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHG returned +6.8% to XHB's −8.6%; 1% of their weight is in the same names.

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Net assets: $63.0bn on Aug 31, 2026 for Schwab U.S. Large-Cap Growth ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.

At a glance
+6.8%
SCHG total return, 1 year
−8.6%
XHB total return, 1 year
0.04%
SCHG expense ratio
0.35%
XHB expense ratio

Pair scorecard

SCHG costs 0.31 points a year less; their one-year returns differ by 15.4 points.

SCHG vs XHB: Differences, Returns & Fees
MeasureSCHGXHB
Return
Total return, 1 year+6.8%−8.6%
Drawdown
Below its high3.5%, high on Oct 6, 202620.5%, high on Oct 18, 2024
Benchmark
What it tracksDow Jones U.S. Large-Cap Growth Total Stock Market IndexS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.04%0.35%
Net assets, SCHG as of Aug 31, 2026 and XHB as of Oct 27, 2026$63.0bn$1.5bn
Holdings
Holdings in common1%
Top ten holdings, share of the fund51.0%35.4%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

1%

By the books each fund has filed, SCHG and XHB hold 1% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

1% in common

Positions both hold · largest shared weight first SCHG XHB
Trane Technologies PLC 0.38% 3.34%
NVR Inc 0.07% 3.02%
Carlisle Cos Inc 0.05% 3.33%
Lennox International Inc 0.05% 3.19%
Advanced Drainage Systems Inc 0.04% 3.20%
Builders FirstSource Inc 0.03% 2.97%
Only in one fund ↓
Only in SCHG
NVIDIA Corp 10.67%
Apple Inc 9.29%
Microsoft Corp 7.52%
Amazon.com Inc 5.07%
Alphabet Inc 3.97%
Broadcom Inc 3.50%
Alphabet Inc 3.16%
Eli Lilly & Co 2.93%
Only in XHB
ALLEGION PLC 3.83%
SHARKNINJA INC 3.76%
WAYFAIR INC CLASS A 3.63%
WILLIAMS SONOMA INC 3.54%
SIMPSON MANUFACTURING CO INC 3.49%
MASCO CORP 3.49%
JOHNSON CONTROLS INTERNATION 3.46%
DR HORTON INC 3.41%
Check overlap with more funds →

Side by side

SCHG Schwab U.S. Large-Cap Growth ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of U.S. Large-Cap Growth Tracks the S&P Homebuilders
Total return, 1 year +6.8% −8.6%
Its benchmark over the same days +13.7% (IVV) not measured
Gap to its benchmark −6.9 pts vs IVV not measured
Expense ratio 0.04% 0.35%
Already in the S&P 500 94.7% 45.7%
Holdings 192 34
Net assets, SCHG as of Aug 31, 2026 and XHB as of Oct 27, 2026 $63.0bn $1.5bn

SCHG and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SCHG

SCHG tracks an index of U.S. Large-Cap Growth. Over the year to Oct 28, 2026 it returned +6.8% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.04% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 192 positions, with the top ten at 51.0%. It sat 3.5% below its high of Oct 6, 2026 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHG or XHB?
In the year to Oct 28, 2026, with distributions reinvested, SCHG returned +6.8% and XHB −8.6%.
Which is cheaper, SCHG or XHB?
SCHG is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SCHG and XHB overlap with the S&P 500?
By their latest filed holdings, 95% of SCHG and 46% of XHB by weight is stocks the S&P 500 already holds.
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ETFIQ, SCHG against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schg-vs-xhb

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