Which returned more over the last year, SCHF or VO?

In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VO +12.8%.

Which is cheaper, SCHF or VO?

Neither: SCHF and VO both charge 0.03% a year. Fees come from each fund's prospectus.

How much do SCHF and VO overlap with the S&P 500?

By their latest filed holdings, 0% of SCHF and 91% of VO by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SCHF vs VO: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SCHF returned +17.6% to VO's +12.8%; 0% of their weight is in the same names.

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Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $103.4bn on Sep 30, 2026 for Vanguard Morningstar Mid-Cap ETF.

SCHF on its own →VO on its own →

At a glance

+17.6%

SCHF total return, 1 year

+12.8%

VO total return, 1 year

0.03%

SCHF expense ratio

0.03%

VO expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 4.8 points.

Points (pts) are percentage points.

SCHF vs VO: Differences, Returns & Fees
Measure	SCHF	VO
Return
Measure	SCHF	VO
Total return, 1 year	+17.6%	+12.8%
Drawdown
Measure	SCHF	VO
Below its high	4.4%, high on Aug 25, 2026	3.1%, high on Aug 14, 2026
Benchmark
Measure	SCHF	VO
What it tracks	FTSE Developed ex US Index	Morningstar US Mid Cap Index (formerly CRSP US Mid Cap Index)
Cost and size
Measure	SCHF	VO
Expense ratio	0.03%	0.03%
Net assets, SCHF as of Aug 31, 2026 and VO as of Sep 30, 2026	$69.7bn	$103.4bn
Holdings
Measure	SCHF	VO
Holdings in common	0%
Top ten holdings, share of the fund	13.8%	9.7%

Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method

What they share

By the books each fund has filed, SCHF and VO hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHF VO

Waste Connections Inc 0.14% 0.38%

Sunbelt Rentals Holdings Inc 0.10% 0.30%

Only in one fund ↓

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

ASML Holding NV 2.14%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Only in VO

Cloudflare Inc 1.11%

Valero Energy Corp 1.10%

Marathon Petroleum Corp 1.10%

Phillips 66 1.01%

Quanta Services Inc 0.95%

Vertiv Holdings Co 0.92%

Datadog Inc 0.91%

Howmet Aerospace Inc 0.89%

Check overlap with more funds →

Side by side

SCHF Schwab International Equity ETF VO Vanguard Morningstar Mid-Cap ETF

Where it sits Stock ETF Stock ETF

Issuer Schwab Vanguard

What it is Tracks an index of International Equity Tracks an index of Mid-Cap

Total return, 1 year +17.6% +12.8%

Its benchmark over the same days +12.1% (EFA) not measured

Gap to its benchmark +5.5 pts vs EFA not measured

Expense ratio 0.03% 0.03%

Already in the S&P 500 0.0% 91.1%

Holdings 1475 273

Net assets, SCHF as of Aug 31, 2026 and VO as of Sep 30, 2026 $69.7bn $103.4bn

SCHF and VO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

VO tracks an index of Mid-Cap. Over the year to Oct 28, 2026 it returned +12.8% with distributions reinvested. By its holdings published by its issuer as of Sep 30, 2026, 91% of the fund by weight is stocks the S&P 500 also holds, across 273 positions, with the top ten at 9.7%. It sat 3.1% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHF or VO?: In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VO +12.8%.
Which is cheaper, SCHF or VO?: Neither: SCHF and VO both charge 0.03% a year. Fees come from each fund's prospectus.
How much do SCHF and VO overlap with the S&P 500?: By their latest filed holdings, 0% of SCHF and 91% of VO by weight is stocks the S&P 500 already holds.

Other comparisons

IJH vs SCHF SCHF vs VXF MDY vs SCHF MOAT vs SCHF EFA vs VO ACWX vs VO IDEV vs VO IEFA vs VO

Where to next

SCHF on its own →VO on its own →Hold both: look the portfolio through →Rankings →SCHF dividend history →SCHF holdings →VO dividend history →VO holdings →Standards and sources →

Sources and dates

SCHF filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VO filings on SEC EDGAR ↗

VO prospectus with the expense ratio (SEC) ↗

Vanguard page for VO ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHF against VO, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vo

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.