Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
MOAT vs SCHF: how they differ
MOAT and SCHF hold 0% of their weight in the same names, and SCHF returned more over the year.
VanEck Morningstar Wide Moat ETF and Schwab International Equity ETF.
What they hold in common
By the books each fund has filed, MOAT and SCHF hold 0% of their money in the same securities at the same weight.
| Only in MOAT | Only in SCHF |
|---|---|
| Veeva Systems Inc 3.41% | SK hynix Inc 2.83% |
| Airbnb Inc 2.88% | ASML Holding NV 2.12% |
| Microsoft Corp 2.79% | HSBC Holdings PLC 1.09% |
| Charles Schwab Corp/The 2.75% | Novartis AG 0.98% |
| Lpl Financial Holdings Inc 2.73% | AstraZeneca PLC 0.94% |
| Bristol-Myers Squibb Co 2.58% | Royal Bank of Canada 0.91% |
| Nvidia Corp 2.58% | Nestle SA 0.88% |
| Estee Lauder Cos Inc/The 2.52% | Shell PLC 0.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| MOAT VanEck Morningstar Wide Moat ETF | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | VanEck | Schwab |
| What it is | Morningstar Wide Moat | International Equity |
| Total return, 1 year | +11.3% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.2 pts | +8.0 pts |
| Expense ratio | 0.46% | 0.03% |
| Already in the S&P 500 | 91.6% | 0.0% |
| Holdings | 55 | 1476 |
MOAT in plain words
MOAT is an index equity fund tracking the Morningstar Wide Moat. Over the year to Sep 11, 2026 it returned +11.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.46% a year. By its holdings filed for Sep 10, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 55 positions, with the top ten at 27.1%. It sat 5.7% below its high of Aug 27, 2026 on Sep 11, 2026.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, MOAT or SCHF?
- In the year to Sep 13, 2026, with distributions reinvested, MOAT returned +11.3% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, MOAT or SCHF?
- MOAT charges 0.46% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do MOAT and SCHF overlap with the S&P 500?
- By their latest filed holdings, 92% of MOAT and 0% of SCHF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MOAT against SCHF, data as of Sep 13, 2026. https://etfiq.com/compare/any/moat-vs-schf Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources