Data as of Oct 28, 2026.
SCHD vs VTV: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHD returned +34.5% to VTV's +23.5%; 18% of their weight is in the same names.
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Net assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $184.2bn on Sep 30, 2026 for Vanguard Morningstar Value ETF.
Pair scorecard
VTV costs 0.03 points a year less; their one-year returns differ by 11.0 points.
| Measure | SCHD | VTV |
|---|---|---|
| Return | ||
| Total return, 1 year | +34.5% | +23.5% |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Dividend 100 Index | Morningstar US Large Cap Value Index |
| Cost and size | ||
| Expense ratio | 0.06% | 0.03% |
| Net assets, SCHD as of Aug 31, 2026 and VTV as of Sep 30, 2026 | $112.3bn | $184.2bn |
| Holdings | ||
| Holdings in common | 18% | |
| Top ten holdings, share of the fund | 41.7% | 23.6% |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Oct 28, 2011 to Oct 23, 2026 · 782 weekly returnsSCHD returned slightly more: +554.4% to +514.6%. SCHD swung slightly less: 14.8% to 15.2%. SCHD fell slightly less at its worst: −31.5% to −34.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHD | VTV | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +554.4% | +514.6% | SCHD (slight) | Price change plus distributions, reinvested. |
| Annualized | +13.3% | +12.8% | SCHD (slight) | Total return as a yearly rate. |
| Price return | +306.8% | +321.7% | VTV (slight) | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 14.8% | 15.2% | SCHD (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 10.4% | 10.7% | SCHD (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −31.5% | −34.0% | SCHD (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.80 | 0.76 | SCHD (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.15 | 1.08 | SCHD (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.42 | 0.38 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHD and VTV hold 18% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
18% in common
Only in one fund ↓
Side by side
SCHD and VTV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHD and VTV are built for the same job. How do they differ in cost, holdings and results?
- What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and VTV follows Morningstar US Large Cap Value Index.
- Holdings in common. 18% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and VTV +23.5% with distributions reinvested, a gap of 11.0 points.
Data as of Oct 28, 2026.
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SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
VTV
VTV tracks an index of US value. Over the year to Oct 28, 2026 it returned +23.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 300 positions, with the top ten at 23.6%.
Questions people ask
- Which returned more over the last year, SCHD or VTV?
- In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and VTV +23.5%.
- Which is cheaper, SCHD or VTV?
- VTV is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHD against VTV, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-vtv
ETFIQ. (Oct 28, 2026). SCHD against VTV. Retrieved from https://etfiq.com/compare/any/schd-vs-vtv
[SCHD against VTV (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schd-vs-vtv)
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