Data as of Oct 28, 2026.
SCHD vs SCHY: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHD returned +34.5% to SCHY's +18.8%; 0% of their weight is in the same names.
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Net assets on Aug 31, 2026: $112.3bn for Schwab U.S. Dividend Equity ETF and $2.6bn for Schwab International Dividend Equity ETF.
Pair scorecard
SCHD costs 0.02 points a year less; their one-year returns differ by 15.7 points; SCHD is far larger, $112.3bn against $2.6bn.
| Measure | SCHD | SCHY |
|---|---|---|
| Return | ||
| Total return, 1 year | +34.5% | +18.8% |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Dividend 100 Index | not read by ETFIQ |
| Cost and size | ||
| Expense ratio | 0.06% | 0.08% |
| Net assets, as of Aug 31, 2026 | $112.3bn | $2.6bn |
| Holdings | ||
| Holdings in common | 0% | |
| Top ten holdings, share of the fund | 41.7% | 39.4% |
Holdings in common uses holdings dated Aug 31, 2026. Method
Risk and return
May 7, 2021 to Oct 23, 2026 · 285 weekly returnsSCHD returned more: +66.0% to +57.1%. SCHY swung slightly less: 12.7% to 14.0%. SCHD fell less at its worst: −16.6% to −23.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHD | SCHY | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +66.0% | +57.1% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +9.7% | +8.6% | SCHD | Total return as a yearly rate. |
| Price return | +36.7% | +28.2% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 14.0% | 12.7% | SCHY (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 9.8% | 8.9% | SCHY (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −16.6% | −23.5% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.47 | 0.43 | SCHD (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.68 | 0.61 | SCHD (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.58 | 0.37 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 285 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHD and SCHY hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
SCHD and SCHY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHD and SCHY do different jobs. What does each one do in a portfolio?
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and SCHY +18.8% with distributions reinvested, a gap of 15.7 points.
- Size. SCHD has $112.3bn in net assets and SCHY $2.6bn (net assets, as of Aug 31, 2026); SCHD is 43.2 times larger.
Data as of Oct 28, 2026.
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SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
SCHY
SCHY tracks an index. Over the year to Oct 28, 2026 it returned +18.8% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.08% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 39.4%.
Questions people ask
- Which returned more over the last year, SCHD or SCHY?
- In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and SCHY +18.8%.
- Which is cheaper, SCHD or SCHY?
- SCHD is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, SCHD against SCHY, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-schy
ETFIQ. (Oct 28, 2026). SCHD against SCHY. Retrieved from https://etfiq.com/compare/any/schd-vs-schy
[SCHD against SCHY (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schd-vs-schy)
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