Data as of Oct 28, 2026.
RYLD vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, RYLD returned +12.1% to VTI's +13.5%, and VTI charges 0.03% to RYLD's 0.60%.
askIQ about this page
askIQ about RYLD and VTI
Net assets: $1.3bn on Oct 12, 2026 for Global X Russell 2000 Covered Call ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.57 points a year less; their one-year returns differ by 1.4 points.
| Measure | RYLD | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +12.1% | +13.5% |
| Price change, 1 year | fell 0.6% | rose 12.2% |
| Latest payout, annualized | 11.5% | |
| Return of capital, issuer estimate | 100% of the Sep 24, 2026 payment | |
| Against its benchmark | ||
| What it tracks | Benchmark: Russell 2000, measured through IWM | Morningstar US Total Market Index |
| Against its benchmark, same days | behind by 2.0 pts | |
| Cost and size | ||
| Expense ratio | 0.60% | 0.03% |
| Net assets, RYLD as of Oct 12, 2026 and VTI as of Sep 30, 2026 | $1.3bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Jul 31, 2026 and Sep 30, 2026. Method
What they share
By the books each fund has filed, RYLD and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Sep 30, 2026.
half
0% in common
Only in one fund ↓
Side by side
RYLD and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
RYLD
Over the year to Oct 28, 2026, RYLD paid 12.1% of its starting value in cash distributions while its price fell 0.6%. With every distribution reinvested, the fund returned +12.1%. Russell 2000 (IWM) returned +14.1% over the same days, so a holder was behind by 2.0 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 11.5%, paid monthly. Global X estimates that 100% of the distribution paid Sep 24, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Are RYLD and VTI in the same category?
- RYLD is an option-income ETF and VTI is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, RYLD or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, RYLD returned +12.1% and VTI +13.5%.
- Which is cheaper, RYLD or VTI?
- VTI is cheaper, by 0.57 percentage points a year. That is about $57 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, RYLD against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/ryld-vs-vti
ETFIQ. (Oct 28, 2026). RYLD against VTI. Retrieved from https://etfiq.com/compare/any/ryld-vs-vti
[RYLD against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ryld-vs-vti)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.