Which returned more over the last year, RDVY or XRT?

In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XRT +2.4%.

Which is cheaper, RDVY or XRT?

XRT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do RDVY and XRT overlap with the S&P 500?

By their latest filed holdings, 94% of RDVY and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

RDVY vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, RDVY returned +17.6% to XRT's +2.4%; 3% of their weight is in the same names.

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Net assets on Oct 27, 2026: $25.4bn for First Trust Rising Dividend Achievers ETF and $362m for State Street SPDR S&P Retail ETF.

RDVY on its own →XRT on its own →

At a glance

+17.6%

RDVY total return, 1 year

+2.4%

XRT total return, 1 year

0.47%

RDVY expense ratio

0.35%

XRT expense ratio

Pair scorecard

XRT costs 0.12 points a year less; their one-year returns differ by 15.2 points; RDVY is far larger, $25.4bn against $362m.

RDVY vs XRT: Differences, Returns & Fees
Measure	RDVY	XRT
Return
Measure	RDVY	XRT
Total return, 1 year	+17.6%	+2.4%
Drawdown
Measure	RDVY	XRT
Below its high	5.3%, high on Aug 13, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	RDVY	XRT
What it tracks	Nasdaq US Rising Dividend Achievers Index	S&P Retail Select Industry Index
Cost and size
Measure	RDVY	XRT
Expense ratio	0.47%	0.35%
Net assets, as of Oct 27, 2026	$25.4bn	$362m
Holdings
Measure	RDVY	XRT
Holdings in common	3%
Top ten holdings, share of the fund	22.1%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, RDVY and XRT hold 3% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

3% in common

Positions both hold · largest shared weight first RDVY XRT

Costco Wholesale Corporation 1.99% 1.50%

Ross Stores, Inc. 2.10% 1.39%

eBay Inc. 0.54% 1.55%

Only in one fund ↓

Only in RDVY

The Travelers Companies, Inc. 2.42%

Automatic Data Processing, Inc. 2.32%

Visa Inc. (Class A) 2.26%

Microsoft Corporation 2.22%

Accenture plc 2.19%

The Allstate Corporation 2.17%

The Bank of New York Mellon Corporation 2.14%

Expedia Group, Inc. 2.13%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

RDVY First Trust Rising Dividend Achievers ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer First Trust State Street

What it is Tracks an index of Rising Dividend Achievers Tracks the S&P Retail

Total return, 1 year +17.6% +2.4%

Its benchmark over the same days +13.7% (VOO) not measured

Gap to its benchmark +3.9 pts vs VOO not measured

Expense ratio 0.47% 0.35%

Already in the S&P 500 94.3% 22.5%

Holdings 72 74

Net assets, as of Oct 27, 2026 $25.4bn $362m

RDVY and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

RDVY

RDVY tracks an index of Rising Dividend Achievers. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.47% a year. By its holdings published by its issuer for Oct 27, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 72 positions, with the top ten at 22.1%. It sat 5.3% below its high of Aug 13, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, RDVY or XRT?: In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XRT +2.4%.
Which is cheaper, RDVY or XRT?: XRT is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do RDVY and XRT overlap with the S&P 500?: By their latest filed holdings, 94% of RDVY and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

RDVY vs XHB RDVY vs XLY RDVY vs XOP RDVY vs VOX SPY vs XRT VOO vs XRT USMV vs XRT SPMO vs XRT

Where to next

RDVY on its own →XRT on its own →Hold both: look the portfolio through →Rankings →RDVY dividend history →RDVY holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

RDVY filings on SEC EDGAR ↗

RDVY prospectus with the expense ratio (SEC) ↗

First Trust page for RDVY ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, RDVY against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/rdvy-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.