Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
RDVY vs XRT: how they differ
RDVY and XRT hold 4% of their weight in the same names, and RDVY returned more over the year.
First Trust Rising Dividend Achievers ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, RDVY and XRT hold 4% of their money in the same securities at the same weight.
| Holding | RDVY | XRT |
|---|---|---|
| Ross Stores, Inc. | 2.16% | 1.38% |
| Costco Wholesale Corporation | 1.69% | 1.30% |
| eBay Inc. | 0.95% | 1.40% |
| Only in RDVY | Only in XRT |
|---|---|
| Lam Research Corporation 3.09% | ABERCROMBIE + FITCH CO CL A 2.37% |
| Applied Materials, Inc. 2.99% | MARINEMAX INC 2.27% |
| KLA Corporation 2.47% | CARMAX INC 1.77% |
| The Bank of New York Mellon Corporation 2.46% | FIVE BELOW 1.75% |
| The Travelers Companies, Inc. 2.26% | TARGET CORP 1.73% |
| GE Vernova Inc. 2.24% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| Bank of America Corporation 2.18% | SALLY BEAUTY HOLDINGS INC 1.71% |
| The Allstate Corporation 2.16% | LITHIA MOTORS INC 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| RDVY First Trust Rising Dividend Achievers ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | First Trust | State Street |
| What it is | First Rising Dividend Achievers | SPDR S&P Retail |
| Total return, 1 year | +22.0% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +4.5 pts | −20.6 pts |
| Expense ratio | 0.47% | 0.35% |
| Already in the S&P 500 | 94.4% | 22.5% |
| Holdings | 72 | 77 |
RDVY in plain words
RDVY is an index equity fund tracking the First Rising Dividend Achievers. Over the year to Sep 11, 2026 it returned +22.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.47% a year. By its holdings filed for Sep 10, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 72 positions, with the top ten at 24.1%. It sat 3.9% below its high of Aug 13, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, RDVY or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, RDVY returned +22.0% and XRT returned −3.0%, so RDVY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, RDVY or XRT?
- RDVY charges 0.47% a year and XRT charges 0.35%, so XRT is cheaper. Fees come from each fund's prospectus.
- How much do RDVY and XRT overlap with the S&P 500?
- By their latest filed holdings, 94% of RDVY and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, RDVY against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/rdvy-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources