Which returned more over the last year, RDVY or XLK?

In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XLK +27.1%.

Which is cheaper, RDVY or XLK?

XLK is cheaper, by 0.39 percentage points a year. That is about $39 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do RDVY and XLK overlap with the S&P 500?

By their latest filed holdings, 94% of RDVY and 100% of XLK by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

RDVY vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, RDVY returned +17.6% to XLK's +27.1%; 18% of their weight is in the same names.

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Net assets on Oct 27, 2026: $25.4bn for First Trust Rising Dividend Achievers ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.

RDVY on its own →XLK on its own →

At a glance

+17.6%

RDVY total return, 1 year

+27.1%

XLK total return, 1 year

0.47%

RDVY expense ratio

0.08%

XLK expense ratio

Pair scorecard

XLK costs 0.39 points a year less; their one-year returns differ by 9.5 points; XLK is 4.9 times larger.

RDVY vs XLK: Differences, Returns & Fees
Measure	RDVY	XLK
Return
Measure	RDVY	XLK
Total return, 1 year	+17.6%	+27.1%
Drawdown
Measure	RDVY	XLK
Below its high	5.3%, high on Aug 13, 2026	5.4%, high on Oct 6, 2026
Benchmark
Measure	RDVY	XLK
What it tracks	Nasdaq US Rising Dividend Achievers Index	Technology Select Sector Index
Cost and size
Measure	RDVY	XLK
Expense ratio	0.47%	0.08%
Net assets, as of Oct 27, 2026	$25.4bn	$125.0bn
Holdings
Measure	RDVY	XLK
Holdings in common	18%
Top ten holdings, share of the fund	22.1%	64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jan 17, 2014 to Oct 23, 2026 · 666 weekly returns

RDVY XLK

Return

Total return edge XLK +388.8% +1,094.4%

Annualized edge XLK +13.2% +21.4%

Price return edge XLK +292.1% +925.1%

Risk

Volatility edge RDVY (slight) 19.4% 21.1%

Max drawdown edge XLK −39.0% −32.6%

Downside capture 104.2% 113.0%

Beta 1.09 1.15

Risk-adjusted

Sharpe edge XLK 0.63 0.93

Sortino edge XLK 0.93 1.41

Treynor 0.113 0.094

Calmar edge XLK 0.34 0.65

Against the benchmark

Alpha −1.0% a year +1.6% a year

Alpha t-stat −0.44 0.67

Information ratio 0.02 0.22

Tracking error 8.0% 12.6%

Each against its own benchmark: RDVY against VOO, Jan 17, 2014 to Oct 23, 2026; XLK against SPY, Dec 31, 1998 to Oct 23, 2026.

Reading

XLK returned more: +1,094.4% to +388.8%. RDVY swung slightly less: 19.4% to 21.1%. XLK fell less at its worst: −32.6% to −39.0%.

Full scorecard

19 measures, with how each is measured Open ↓

Risk and return: RDVY vs XLK: Differences, Returns & Fees
Measure	RDVY	XLK	Edge	How it is measured
Return
Total return	+388.8%	+1,094.4%	XLK	Price change plus distributions, reinvested.
Annualized	+13.2%	+21.4%	XLK	Total return as a yearly rate.
Price return	+292.1%	+925.1%	XLK	Price change alone, distributions left out.
Risk
Volatility	19.4%	21.1%	RDVY (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	13.3%	14.0%	RDVY (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−39.0%	−32.6%	XLK	Deepest fall from a high to the low after it.
Upside capture	106.3%	138.8%		Share of its benchmark's rise caught in the weeks it rose.
Downside capture	104.2%	113.0%		Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta	1.09	1.15	Not an edge	How far it moves for each 1% its benchmark moves.
R squared	0.83	0.73	Not an edge	Share of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe	0.63	0.93	XLK	Return above Treasury bills per unit of volatility.
Sortino	0.93	1.41	XLK	Return above Treasury bills per unit of downside deviation.
Treynor	0.113	0.094		Return above Treasury bills per unit of beta.
Calmar	0.34	0.65	XLK	Annualized return divided by the max drawdown.
Against the benchmark
Benchmark	VOO	SPY		The ETF each fund is measured against.
Alpha	−1.0% a year	+1.6% a year	Not significant	Yearly return beyond what its beta to the benchmark predicts.
Alpha t-stat	−0.44	0.67	Not an edge	How sure the alpha is. Below 2, it could be chance.
Alpha range	−5.4% to +3.4%	−3.0% to +6.1%	Includes zero	The 95% range for the yearly alpha.
Information ratio	0.02	0.22		Return against its benchmark per unit of tracking error.
Tracking error	8.0%	12.6%	Not an edge	How far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 666 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

18%

By the books each fund has filed, RDVY and XLK hold 18% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

18% in common

Positions both hold · largest shared weight first RDVY XLK

Microsoft Corporation 2.22% 11.38%

NVIDIA Corporation 2.13% 15.22%

Micron Technology, Inc. 2.00% 4.02%

Applied Materials, Inc. 2.06% 1.84%

Lam Research Corporation 1.94% 1.76%

Apple Inc. 1.72% 14.62%

KLA Corporation 1.88% 1.17%

Salesforce, Inc. 1.65% 1.15%

Accenture plc 2.19% 0.84%

Western Digital Corporation 0.80% 0.80%

QUALCOMM Incorporated 0.56% 1.15%

Cisco Systems, Inc. 0.52% 2.56%

Only in one fund ↓

Only in RDVY

The Travelers Companies, Inc. 2.42%

Automatic Data Processing, Inc. 2.32%

Visa Inc. (Class A) 2.26%

The Allstate Corporation 2.17%

The Bank of New York Mellon Corporation 2.14%

Expedia Group, Inc. 2.13%

Chubb Limited 2.12%

Cincinnati Financial Corporation 2.11%

Only in XLK

ADVANCED MICRO DEVICES 4.78%

BROADCOM INC 4.70%

INTEL CORP 2.72%

PALANTIR TECHNOLOGIES INC A 2.67%

PALO ALTO NETWORKS INC 1.91%

TEXAS INSTRUMENTS INC 1.65%

CROWDSTRIKE HOLDINGS INC A 1.59%

INTL BUSINESS MACHINES CORP 1.38%

Check overlap with more funds →

Side by side

RDVY First Trust Rising Dividend Achievers ETF XLK State Street Technology Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer First Trust State Street

What it is Tracks an index of Rising Dividend Achievers Tracks an index of Technology

Total return, 1 year +17.6% +27.1%

Its benchmark over the same days +13.7% (VOO) +13.6% (SPY)

Gap to its benchmark +3.9 pts vs VOO +13.5 pts vs SPY

Expense ratio 0.47% 0.08%

Already in the S&P 500 94.3% 99.9%

Holdings 72 76

Net assets, as of Oct 27, 2026 $25.4bn $125.0bn

RDVY and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-D124B40924

RDVY and XLK do different jobs. What does each one do in a portfolio?

What each follows. RDVY follows Nasdaq US Rising Dividend Achievers Index and XLK follows Technology Select Sector Index.
Holdings in common. 18% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 RDVY returned +17.6% and XLK +27.1% with distributions reinvested, a gap of 9.5 points.

Data as of Oct 28, 2026.

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About each fund

RDVY

RDVY tracks an index of Rising Dividend Achievers. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.47% a year. By its holdings published by its issuer for Oct 27, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 72 positions, with the top ten at 22.1%. It sat 5.3% below its high of Aug 13, 2026 on Oct 28, 2026.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, RDVY or XLK?: In the year to Oct 28, 2026, with distributions reinvested, RDVY returned +17.6% and XLK +27.1%.
Which is cheaper, RDVY or XLK?: XLK is cheaper, by 0.39 percentage points a year. That is about $39 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do RDVY and XLK overlap with the S&P 500?: By their latest filed holdings, 94% of RDVY and 100% of XLK by weight is stocks the S&P 500 already holds.

Other comparisons

RDVY vs VGT IYW vs RDVY FTEC vs RDVY IGM vs RDVY USMV vs XLK SPMO vs XLK DGRW vs XLK AVUS vs XLK

Where to next

RDVY on its own →XLK on its own →Hold both: look the portfolio through →Rankings →RDVY dividend history →RDVY holdings →XLK dividend history →XLK holdings →Standards and sources →

Sources and dates

RDVY filings on SEC EDGAR ↗

RDVY prospectus with the expense ratio (SEC) ↗

First Trust page for RDVY ↗

XLK filings on SEC EDGAR ↗

XLK prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, RDVY against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/rdvy-vs-xlk

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