Data as of Oct 28, 2026.

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QQQ vs SCHH: Differences, Returns & Fees

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Over the year to Oct 28, 2026, QQQ returned +15.2% to SCHH's +8.7%; 0% of their weight is in the same names.

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Net assets: $483.0bn on Oct 27, 2026 for Invesco QQQ Trust, Series 1, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.

At a glance
+15.2%
QQQ total return, 1 year
+8.7%
SCHH total return, 1 year
0.18%
QQQ expense ratio
0.07%
SCHH expense ratio

Pair scorecard

SCHH costs 0.11 points a year less; their one-year returns differ by 6.5 points.

QQQ vs SCHH: Differences, Returns & Fees
MeasureQQQSCHH
Return
Total return, 1 year+15.2%+8.7%
Drawdown
Below its high4.5%, high on Oct 6, 20268.5%, high on Jul 24, 2026
Benchmark
What it tracksNasdaq-100 IndexUS REIT
Cost and size
Expense ratio0.18%0.07%
Net assets, QQQ as of Oct 27, 2026 and SCHH as of Aug 31, 2026$483.0bn$11.2bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund46.7%51.6%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Jan 21, 2011 to Oct 23, 2026 · 822 weekly returns
QQQ SCHH
Return
Total return edge QQQ +1,348.1% +175.1%
Annualized edge QQQ +18.4% +6.6%
Price return edge QQQ +1,165.1% +79.9%
Risk
Volatility edge QQQ (slight) 19.1% 20.9%
Max drawdown edge QQQ −35.1% −42.3%
Risk-adjusted
Sharpe edge QQQ 0.90 0.33
Sortino edge QQQ 1.36 0.47
Calmar edge QQQ 0.53 0.16
Reading

QQQ returned more: +1,348.1% to +175.1%. QQQ swung slightly less: 19.1% to 20.9%. QQQ fell less at its worst: −35.1% to −42.3%.

Full scorecard

9 measures, with how each is measured
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Risk and return: QQQ vs SCHH: Differences, Returns & Fees
MeasureQQQSCHHEdgeHow it is measured
Return
Total return+1,348.1%+175.1%QQQPrice change plus distributions, reinvested.
Annualized+18.4%+6.6%QQQTotal return as a yearly rate.
Price return+1,165.1%+79.9%QQQPrice change alone, distributions left out.
Risk
Volatility19.1%20.9%QQQ (slight)Spread of weekly returns, annualized. Lower is steadier.
Downside deviation12.6%14.7%QQQLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−35.1%−42.3%QQQDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.900.33QQQReturn above Treasury bills per unit of volatility.
Sortino1.360.47QQQReturn above Treasury bills per unit of downside deviation.
Calmar0.530.16QQQAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 822 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

0%

By the books each fund has filed, QQQ and SCHH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first QQQ SCHH
Only in one fund ↓
Only in QQQ
NVIDIA Corp 8.17%
Apple Inc 7.88%
Microsoft Corp 6.14%
Micron Technology Inc 4.50%
Amazon.com Inc 4.25%
Advanced Micro Devices Inc 3.93%
Tesla Inc 3.33%
Alphabet Inc 2.92%
Only in SCHH
Welltower Inc 11.05%
Prologis Inc 8.79%
Simon Property Group Inc 4.59%
Digital Realty Trust Inc 4.54%
Equinix Inc 4.27%
American Tower Corp 4.24%
Realty Income Corp 4.02%
Public Storage 3.62%
Check overlap with more funds →

Side by side

QQQ Invesco QQQ Trust, Series 1 SCHH Schwab U.S. REIT ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the Nasdaq-100 Tracks an index of US REIT
Total return, 1 year +15.2% +8.7%
Its benchmark over the same days +15.2% (QQQM) not measured
Gap to its benchmark 0.0 pts vs QQQM not measured
Expense ratio 0.18% 0.07%
Already in the S&P 500 95.7% 73.9%
Holdings 103 117
Net assets, QQQ as of Oct 27, 2026 and SCHH as of Aug 31, 2026 $483.0bn $11.2bn

QQQ and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-6C2AD65F68

QQQ and SCHH do different jobs. What does each one do in a portfolio?

  1. What each follows. QQQ follows Nasdaq-100 Index and SCHH follows US REIT.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 QQQ returned +15.2% and SCHH +8.7% with distributions reinvested, a gap of 6.5 points.

Data as of Oct 28, 2026.

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About each fund
QQQ

QQQ tracks the Nasdaq-100. Over the year to Oct 28, 2026 it returned +15.2% with distributions reinvested, against +15.2% for its benchmark, the Nasdaq-100 Index. The prospectus expense ratio is 0.18% a year. By its holdings published by its issuer for Oct 27, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 46.7%. It sat 4.5% below its high of Oct 6, 2026 on Oct 28, 2026.

SCHH

SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, QQQ or SCHH?
In the year to Oct 28, 2026, with distributions reinvested, QQQ returned +15.2% and SCHH +8.7%.
Which is cheaper, QQQ or SCHH?
SCHH is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do QQQ and SCHH overlap with the S&P 500?
By their latest filed holdings, 96% of QQQ and 74% of SCHH by weight is stocks the S&P 500 already holds.
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ETFIQ, QQQ against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/qqq-vs-schh

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