Data as of Oct 28, 2026.
QDTE vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, QDTE returned +16.5% to VTI's +13.5%, and VTI charges 0.03% to QDTE's 0.96%.
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Net assets: $919m on Oct 28, 2026 for Roundhill Nasdaq-100 0DTE Covered Call Strategy ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.93 points a year less; their one-year returns differ by 3.0 points.
| Measure | QDTE | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | +16.5% | +13.5% |
| Price change, 1 year | fell 21.6% | rose 12.2% |
| Latest payout, annualized | 20.7% | |
| Return of capital, issuer estimate | 100% of the Oct 23, 2026 payment | |
| Against its benchmark | ||
| What it tracks | Benchmark: Nasdaq-100, measured through QQQ | Morningstar US Total Market Index |
| Against its benchmark, same days | ahead by 1.3 pts | |
| Cost and size | ||
| Expense ratio | 0.96% | 0.03% |
| Net assets, QDTE as of Oct 28, 2026 and VTI as of Sep 30, 2026 | $919m | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 28, 2026. Method
Risk and return
Mar 15, 2024 to Oct 23, 2026 · 136 weekly returnsQDTE returned more: +60.8% to +52.1%. VTI swung less: 14.6% to 17.8%. VTI fell less at its worst: −17.4% to −20.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | QDTE | VTI | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +60.8% | +52.1% | QDTE | Price change plus distributions, reinvested. |
| Annualized | +19.9% | +17.4% | QDTE | Total return as a yearly rate. |
| Price return | −38.8% | +47.0% | VTI | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.8% | 14.6% | VTI | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.2% | 9.6% | VTI | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −20.5% | −17.4% | VTI | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.87 | 0.88 | Tie | Return above Treasury bills per unit of volatility. |
| Sortino | 1.27 | 1.33 | VTI (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.97 | 1.00 | VTI (slight) | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 136 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, QDTE and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 28, 2026.
half
0% in common
Only in one fund ↓
Side by side
QDTE and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price.
QDTE and VTI do different jobs. What does each one do in a portfolio?
- What each follows. QDTE is measured against Nasdaq-100 through QQQ and VTI follows Morningstar US Total Market Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 28, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 QDTE returned +16.5% and VTI +13.5% with distributions reinvested, a gap of 3.0 points.
Data as of Oct 28, 2026.
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QDTE
Over the year to Oct 28, 2026, QDTE paid 34.2% of its starting value in cash distributions while its price fell 21.6%. With every distribution reinvested, the fund returned +16.5%. Nasdaq-100 (QQQ) returned +15.2% over the same days, so a holder was ahead by 1.3 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 20.7%, paid weekly. Roundhill estimates that 100% of the distribution paid Oct 23, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Are QDTE and VTI in the same category?
- QDTE is an option-income ETF and VTI is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which returned more over the last year, QDTE or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, QDTE returned +16.5% and VTI +13.5%.
- Which is cheaper, QDTE or VTI?
- VTI is cheaper, by 0.93 percentage points a year. That is about $93 on $10,000 held for a year. Fees come from each fund's prospectus.
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How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, QDTE against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/qdte-vs-vti
ETFIQ. (Oct 28, 2026). QDTE against VTI. Retrieved from https://etfiq.com/compare/any/qdte-vs-vti
[QDTE against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/qdte-vs-vti)
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