Which returned more over the last year, MBB or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, MBB returned −0.8% and SCHD +34.5%.

Which is cheaper, MBB or SCHD?

MBB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

MBB vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, MBB returned −0.8% to SCHD's +34.5%; 0% of their weight is in the same names.

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Net assets: $35.5bn on Oct 28, 2026 for iShares MBS ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

MBB on its own →SCHD on its own →

At a glance

−0.8%

MBB total return, 1 year

+34.5%

SCHD total return, 1 year

0.04%

MBB expense ratio

0.06%

SCHD expense ratio

Pair scorecard

MBB costs 0.02 points a year less; their one-year returns differ by 35.3 points.

MBB vs SCHD: Differences, Returns & Fees
Measure	MBB	SCHD
Return
Measure	MBB	SCHD
Total return, 1 year	−0.8%	+34.5%
Benchmark
Measure	MBB	SCHD
What it tracks	Bloomberg U.S. MBS Index	Dow Jones U.S. Dividend 100 Index
Cost and size
Measure	MBB	SCHD
Expense ratio	0.04%	0.06%
Net assets, MBB as of Oct 28, 2026 and SCHD as of Aug 31, 2026	$35.5bn	$112.3bn
Holdings
Measure	MBB	SCHD
Holdings in common	0%
In the S&P 500, by weight		95%
Top ten holdings, share of the fund		41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, MBB and SCHD hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first MBB SCHD

Only in one fund ↓

Only in MBB

BLACKROCK CASH CL INST SL AGENCY 5.45%

FHLMC 30YR UMBS SUPER 1.05%

UMBS 30YR TBA(REG A) 0.60%

GNMA2 30YR 0.59%

GNMA2 30YR 0.54%

FNMA 30YR UMBS 0.53%

GNMA2 30YR 0.53%

GNMA2 30YR 0.52%

Only in SCHD

Merck & Co Inc 4.76%

Amgen Inc 4.70%

Abbott Laboratories 4.68%

Coca-Cola Co 4.16%

Chevron Corp 4.01%

Verizon Communications Inc 3.96%

ConocoPhillips 3.93%

Home Depot Inc 3.87%

Check overlap with more funds →

Side by side

MBB iShares MBS ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Bond ETF Stock ETF

Issuer iShares Schwab

What it is Tracks an index of mortgage-backed securities Tracks an index of US dividend

Total return, 1 year −0.8% +34.5%

Its benchmark over the same days −1.1% (SPMB) not measured

Gap to its benchmark +0.3 pts vs SPMB not measured

Expense ratio 0.04% 0.06%

Holdings 10813 99

Net assets, MBB as of Oct 28, 2026 and SCHD as of Aug 31, 2026 $35.5bn $112.3bn

MBB and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

MBB

MBB tracks an index of mortgage-backed securities. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.1% for its benchmark, the Bloomberg U.S. MBS Index. The prospectus expense ratio is 0.04% a year.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, MBB or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, MBB returned −0.8% and SCHD +34.5%.
Which is cheaper, MBB or SCHD?: MBB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

MBB vs VYM MBB vs VTV DGRO vs MBB CGDV vs MBB SCHD vs TLT BIL vs SCHD SCHD vs SHV SCHD vs VTIP

Where to next

MBB on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →MBB dividend history →MBB holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

MBB filings on SEC EDGAR ↗

MBB prospectus with the expense ratio (SEC) ↗

iShares page for MBB ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, MBB against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/mbb-vs-schd

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.