Data as of Oct 28, 2026.

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KRE vs VTIP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to VTIP's +2.2%; 0% of their weight is in the same names.

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Net assets: $4.2bn on Oct 27, 2026 for State Street SPDR S&P Regional Banking ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

At a glance
+21.2%
KRE total return, 1 year
+2.2%
VTIP total return, 1 year
0.35%
KRE expense ratio
0.03%
VTIP expense ratio

Pair scorecard

VTIP costs 0.32 points a year less; their one-year returns differ by 19.0 points; VTIP is 5.6 times larger.

KRE vs VTIP: Differences, Returns & Fees
MeasureKREVTIP
Return
Total return, 1 year+21.2%+2.2%
Drawdown
Below its high6.9%, high on Aug 14, 2026
Benchmark
What it tracksS&P Regional Banks Select Industry IndexBloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Expense ratio0.35%0.03%
Net assets, as of Sep 30, 2026$3.7bn$20.9bn
Holdings
Holdings in common0%
In the S&P 500, by weight7%
Top ten holdings, share of the fund11.6%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, KRE and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first KRE VTIP
Only in one fund ↓
Only in KRE
GLACIER BANCORP INC 1.20%
UNITED COMMUNITY BANKS 1.17%
BANK OZK 1.17%
COLUMBIA BANKING SYSTEM INC 1.17%
EASTERN BANKSHARES INC 1.16%
TEXAS CAPITAL BANCSHARES INC 1.16%
UNITED BANKSHARES INC 1.16%
VALLEY NATIONAL BANCORP 1.15%
Only in VTIP
United States Treasury Inflation Indexed Bonds 5.30%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.14%
United States Treasury Inflation Indexed Bonds 4.97%
United States Treasury Inflation Indexed Bonds 4.96%
United States Treasury Inflation Indexed Bonds 4.87%
United States Treasury Inflation Indexed Bonds 4.83%
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Side by side

KRE State Street SPDR S&P Regional Banking ETF VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
Where it sits Stock ETF Bond ETF
What it is Tracks the S&P Regional Banking Tracks an index of Short-Term Inflation-Protected Securities
Total return, 1 year +21.2% +2.2%
Expense ratio 0.35% 0.03%
Holdings 167 26
Net assets, KRE as of Oct 27, 2026 and VTIP as of Sep 30, 2026 $4.2bn $20.9bn

KRE and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, KRE or VTIP?
In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and VTIP +2.2%.
Which is cheaper, KRE or VTIP?
VTIP is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, KRE against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-vtip

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