Which returned more over the last year, KRE or SDY?

In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and SDY +16.5%.

Which is cheaper, KRE or SDY?

Neither: KRE and SDY both charge 0.35% a year. Fees come from each fund's prospectus.

How much do KRE and SDY overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 84% of SDY by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KRE vs SDY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to SDY's +16.5%; 2% of their weight is in the same names.

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Net assets on Oct 27, 2026: $4.2bn for State Street SPDR S&P Regional Banking ETF and $21.9bn for State Street SPDR S&P Dividend ETF.

KRE on its own →SDY on its own →

At a glance

+21.2%

KRE total return, 1 year

+16.5%

SDY total return, 1 year

0.35%

KRE expense ratio

0.35%

SDY expense ratio

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 4.7 points; SDY is 5.2 times larger.

KRE vs SDY: Differences, Returns & Fees
Measure	KRE	SDY
Return
Measure	KRE	SDY
Total return, 1 year	+21.2%	+16.5%
Drawdown
Measure	KRE	SDY
Below its high	6.9%, high on Aug 14, 2026
Benchmark
Measure	KRE	SDY
What it tracks	S&P Regional Banks Select Industry Index	S&P High Yield Dividend Aristocrats Index
Cost and size
Measure	KRE	SDY
Expense ratio	0.35%	0.35%
Net assets, as of Oct 27, 2026	$4.2bn	$21.9bn
Holdings
Measure	KRE	SDY
Holdings in common	2%
Top ten holdings, share of the fund	11.6%	20.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, KRE and SDY hold 2% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

2% in common

Positions both hold · largest shared weight first KRE SDY

UMB FINANCIAL CORP 1.06% 0.40%

CULLEN/FROST BANKERS INC 1.09% 0.39%

COMMERCE BANCSHARES INC 1.07% 0.31%

PROSPERITY BANCSHARES INC 1.09% 0.29%

UNITED BANKSHARES INC 1.16% 0.27%

BANK OZK 1.17% 0.22%

COMMUNITY FINANCIAL SYSTEM I 0.55% 0.14%

BANCFIRST CORP 0.56% 0.09%

Only in one fund ↓

Only in KRE

GLACIER BANCORP INC 1.20%

UNITED COMMUNITY BANKS 1.17%

COLUMBIA BANKING SYSTEM INC 1.17%

EASTERN BANKSHARES INC 1.16%

TEXAS CAPITAL BANCSHARES INC 1.16%

VALLEY NATIONAL BANCORP 1.15%

FIRST INTERSTATE BANCSYS A 1.15%

EAST WEST BANCORP INC 1.15%

Only in SDY

ACCENTURE PLC CL A 3.73%

VERIZON COMMUNICATIONS INC 2.81%

CHEVRON CORP 2.15%

REALTY INCOME CORP 1.94%

PEPSICO INC 1.82%

MEDTRONIC PLC 1.79%

TARGET CORP 1.59%

AUTOMATIC DATA PROCESSING 1.55%

Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF SDY State Street SPDR S&P Dividend ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Regional Banking Tracks the S&P Dividend

Total return, 1 year +21.2% +16.5%

Expense ratio 0.35% 0.35%

Already in the S&P 500 6.6% 84.4%

Holdings 167 156

Net assets, as of Oct 27, 2026 $4.2bn $21.9bn

KRE and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

Questions people ask

Which returned more over the last year, KRE or SDY?: In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and SDY +16.5%.
Which is cheaper, KRE or SDY?: Neither: KRE and SDY both charge 0.35% a year. Fees come from each fund's prospectus.
How much do KRE and SDY overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 84% of SDY by weight is stocks the S&P 500 already holds.

Other comparisons

KRE vs RSP KRE vs NOBL KRE vs VOE COWZ vs KRE SDY vs XLF SDY vs VOX SDY vs VDC SDY vs VPU

Where to next

KRE on its own →SDY on its own →Hold both: look the portfolio through →Rankings →KRE dividend history →KRE holdings →SDY dividend history →SDY holdings →Standards and sources →

Sources and dates

KRE and SDY filings on SEC EDGAR ↗

KRE and SDY prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KRE against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-sdy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.