Data as of Oct 28, 2026.

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KRE vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, KRE returned +21.2% to SCHD's +34.5%; 2% of their weight is in the same names.

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Net assets: $4.2bn on Oct 27, 2026 for State Street SPDR S&P Regional Banking ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

At a glance
+21.2%
KRE total return, 1 year
+34.5%
SCHD total return, 1 year
0.35%
KRE expense ratio
0.06%
SCHD expense ratio

Pair scorecard

SCHD costs 0.29 points a year less; their one-year returns differ by 13.3 points.

KRE vs SCHD: Differences, Returns & Fees
MeasureKRESCHD
Return
Total return, 1 year+21.2%+34.5%
Drawdown
Below its high6.9%, high on Aug 14, 2026
Benchmark
What it tracksS&P Regional Banks Select Industry IndexDow Jones U.S. Dividend 100 Index
Cost and size
Expense ratio0.35%0.06%
Net assets, KRE as of Oct 27, 2026 and SCHD as of Aug 31, 2026$4.2bn$112.3bn
Holdings
Holdings in common2%
Top ten holdings, share of the fund11.6%41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

2%

By the books each fund has filed, KRE and SCHD hold 2% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

2% in common

Positions both hold · largest shared weight first KRE SCHD
REGIONS FINANCIAL CORP 1.07% 0.62%
EAST WEST BANCORP INC 1.15% 0.42%
COLUMBIA BANKING SYSTEM INC 1.17% 0.21%
BANK OZK 1.17% 0.12%
CVB FINANCIAL CORP 1.09% 0.09%
BANNER CORPORATION 0.69% 0.06%
OFG BANCORP 0.51% 0.05%
CITY HOLDING CO 0.55% 0.05%
NATIONAL BANK HOLD CL A 0.56% 0.04%
S + T BANCORP INC 0.44% 0.04%
1ST SOURCE CORP 0.40% 0.04%
LAKELAND FINANCIAL CORP 0.40% 0.04%
Only in one fund ↓
Only in KRE
GLACIER BANCORP INC 1.20%
UNITED COMMUNITY BANKS 1.17%
EASTERN BANKSHARES INC 1.16%
TEXAS CAPITAL BANCSHARES INC 1.16%
UNITED BANKSHARES INC 1.16%
VALLEY NATIONAL BANCORP 1.15%
FIRST INTERSTATE BANCSYS A 1.15%
NICOLET BANKSHARES INC 1.14%
Only in SCHD
Merck & Co Inc 4.76%
Amgen Inc 4.70%
Abbott Laboratories 4.68%
Coca-Cola Co 4.16%
Chevron Corp 4.01%
Verizon Communications Inc 3.96%
ConocoPhillips 3.93%
Home Depot Inc 3.87%
Check overlap with more funds →

Side by side

KRE State Street SPDR S&P Regional Banking ETF SCHD Schwab U.S. Dividend Equity ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the S&P Regional Banking Tracks an index of US dividend
Total return, 1 year +21.2% +34.5%
Expense ratio 0.35% 0.06%
Already in the S&P 500 6.6% 94.7%
Holdings 167 99
Net assets, KRE as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $4.2bn $112.3bn

KRE and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, KRE or SCHD?
In the year to Oct 28, 2026, with distributions reinvested, KRE returned +21.2% and SCHD +34.5%.
Which is cheaper, KRE or SCHD?
SCHD is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do KRE and SCHD overlap with the S&P 500?
By their latest filed holdings, 7% of KRE and 95% of SCHD by weight is stocks the S&P 500 already holds.
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ETFIQ, KRE against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/kre-vs-schd

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