Which returned more over the last year, KBE or KRE?

In the year to Oct 28, 2026, with distributions reinvested, KBE returned +16.9% and KRE +21.2%.

Which is cheaper, KBE or KRE?

Neither: KBE and KRE both charge 0.35% a year. Fees come from each fund's prospectus.

How much do KBE and KRE overlap with the S&P 500?

By their latest filed holdings, 16% of KBE and 7% of KRE by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

KBE vs KRE: Differences, Returns & Fees

Share on X Download as PDF

Over the year to Oct 28, 2026, KBE returned +16.9% to KRE's +21.2%; 69% of their weight is in the same names.

askIQ about this page

askIQ about KBE and KRE

Net assets on Oct 27, 2026: $1.5bn for State Street SPDR S&P Bank ETF and $4.2bn for State Street SPDR S&P Regional Banking ETF.

KBE on its own →KRE on its own →

At a glance

+16.9%

KBE total return, 1 year

+21.2%

KRE total return, 1 year

0.35%

KBE expense ratio

0.35%

KRE expense ratio

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 4.3 points; KRE is 2.8 times larger.

KBE vs KRE: Differences, Returns & Fees
Measure	KBE	KRE
Return
Measure	KBE	KRE
Total return, 1 year	+16.9%	+21.2%
Drawdown
Measure	KBE	KRE
Below its high	7.9%, high on Aug 14, 2026	6.9%, high on Aug 14, 2026
Benchmark
Measure	KBE	KRE
What it tracks	S&P Banks Select Industry Index	S&P Regional Banks Select Industry Index
Cost and size
Measure	KBE	KRE
Expense ratio	0.35%	0.35%
Net assets, as of Oct 27, 2026	$1.5bn	$4.2bn
Holdings
Measure	KBE	KRE
Holdings in common	69%
Top ten holdings, share of the fund	10.2%	11.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Jun 30, 2006 to Oct 23, 2026 · 1,060 weekly returns

KBE KRE

Return

Total return edge KRE +98.8% +146.5%

Annualized edge KRE +3.4% +4.5%

Price return edge KRE +22.6% +50.4%

Risk

Volatility edge KRE (slight) 33.2% 31.2%

Max drawdown edge KRE −83.1% −68.0%

Risk-adjusted

Sharpe edge KRE 0.21 0.24

Sortino edge KRE (slight) 0.32 0.35

Calmar edge KRE 0.04 0.07

Reading

KRE returned more: +146.5% to +98.8%. KRE swung slightly less: 31.2% to 33.2%. KRE fell less at its worst: −68.0% to −83.1%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: KBE vs KRE: Differences, Returns & Fees
Measure	KBE	KRE	Edge	How it is measured
Return
Total return	+98.8%	+146.5%	KRE	Price change plus distributions, reinvested.
Annualized	+3.4%	+4.5%	KRE	Total return as a yearly rate.
Price return	+22.6%	+50.4%	KRE	Price change alone, distributions left out.
Risk
Volatility	33.2%	31.2%	KRE (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	22.4%	21.5%	KRE (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−83.1%	−68.0%	KRE	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.21	0.24	KRE	Return above Treasury bills per unit of volatility.
Sortino	0.32	0.35	KRE (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.04	0.07	KRE	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,060 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

69%

By the books each fund has filed, KBE and KRE hold 69% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

69% in common

Positions both hold · largest shared weight first KBE KRE

GLACIER BANCORP INC 1.02% 1.20%

CATHAY GENERAL BANCORP 1.01% 1.03%

UNITED COMMUNITY BANKS 1.00% 1.17%

BANK OZK 0.99% 1.17%

COLUMBIA BANKING SYSTEM INC 0.99% 1.17%

EASTERN BANKSHARES INC 0.99% 1.16%

TEXAS CAPITAL BANCSHARES INC 0.99% 1.16%

UNITED BANKSHARES INC 0.99% 1.16%

CVB FINANCIAL CORP 0.98% 1.09%

VALLEY NATIONAL BANCORP 0.98% 1.15%

RENASANT CORP 0.98% 1.01%

FIRST INTERSTATE BANCSYS A 0.98% 1.15%

Only in one fund ↓

Only in KBE

FIRST CITIZENS BCSHS CL A 1.06%

EQUITABLE HOLDINGS INC 1.00%

COREBRIDGE FINANCIAL INC 1.00%

FIFTH THIRD BANCORP 0.94%

RADIAN GROUP INC 0.94%

JACKSON FINANCIAL INC A 0.93%

KEYCORP 0.93%

ESSENT GROUP LTD 0.92%

Only in KRE

OCEANFIRST FINANCIAL CORP 0.60%

ESQUIRE FINANCIAL HOLDINGS I 0.58%

NATIONAL BANK HOLD CL A 0.56%

NORTHEAST BANK 0.53%

CONNECTONE BANCORP INC 0.53%

TFS FINANCIAL CORP 0.49%

HOPE BANCORP INC 0.49%

BANK FIRST CORP 0.45%

Check overlap with more funds →

Side by side

KBE State Street SPDR S&P Bank ETF KRE State Street SPDR S&P Regional Banking ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks an index Tracks the S&P Regional Banking

Total return, 1 year +16.9% +21.2%

Expense ratio 0.35% 0.35%

Already in the S&P 500 15.5% 6.6%

Holdings 107 167

Net assets, as of Oct 27, 2026 $1.5bn $4.2bn

KBE and KRE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-2E8376BF7B

KBE and KRE are built for the same job. How do they differ in cost, holdings and results?

What each follows. KBE follows S&P Banks Select Industry Index and KRE follows S&P Regional Banks Select Industry Index.
One-year total return. Over 1 year to Oct 28, 2026 KBE returned +16.9% and KRE +21.2% with distributions reinvested, a gap of 4.3 points.
Holdings in common (similar). 69% of the weight is in the same securities (holdings dated Oct 27, 2026).

Data as of Oct 28, 2026.

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

About each fund

KBE

KBE tracks an index. Over the year to Oct 28, 2026 it returned +16.9% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 16% of the fund by weight is stocks the S&P 500 also holds, across 107 positions, with the top ten at 10.2%. It sat 7.9% below its high of Aug 14, 2026 on Oct 28, 2026.

KRE

KRE tracks the S&P Regional Banking. Over the year to Oct 28, 2026 it returned +21.2% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 167 positions, with the top ten at 11.6%. It sat 6.9% below its high of Aug 14, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, KBE or KRE?: In the year to Oct 28, 2026, with distributions reinvested, KBE returned +16.9% and KRE +21.2%.
Which is cheaper, KBE or KRE?: Neither: KBE and KRE both charge 0.35% a year. Fees come from each fund's prospectus.
How much do KBE and KRE overlap with the S&P 500?: By their latest filed holdings, 16% of KBE and 7% of KRE by weight is stocks the S&P 500 already holds.

Other comparisons

KBE vs KBWB IYF vs KBE FNCL vs KBE KBE vs VFH KRE vs VFH IAI vs KRE FNCL vs KRE IYF vs KRE

Where to next

KBE on its own →KRE on its own →Hold both: look the portfolio through →Rankings →KBE dividend history →KBE holdings →KRE dividend history →KRE holdings →Standards and sources →

Sources and dates

KBE and KRE filings on SEC EDGAR ↗

KBE and KRE prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, KBE against KRE, data as of Oct 28, 2026. https://etfiq.com/compare/any/kbe-vs-kre

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.