Data as of Oct 28, 2026.
IYF vs KBE: Differences, Returns & Fees
Over the year to Oct 28, 2026, IYF returned +7.8% to KBE's +16.9%; 15% of their weight is in the same names.
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Net assets: $3.7bn on Oct 28, 2026 for iShares U.S. Financials ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Bank ETF.
Pair scorecard
KBE costs 0.02 points a year less; their one-year returns differ by 9.1 points; IYF is 2.5 times larger.
| Measure | IYF | KBE |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.8% | +16.9% |
| Drawdown | ||
| Below its high | 5.6%, high on Sep 3, 2026 | 7.9%, high on Aug 14, 2026 |
| Benchmark | ||
| What it tracks | Russell 1000 Financials 40 Act 15/22 | S&P Banks Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.37% | 0.35% |
| Net assets, as of Oct 26, 2026 | $3.7bn | $1.5bn |
| Holdings | ||
| Holdings in common | 15% | |
| Top ten holdings, share of the fund | 48.3% | 10.2% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Nov 25, 2005 to Oct 23, 2026 · 1,091 weekly returnsIYF returned more: +265.7% to +105.5%. IYF swung less: 25.0% to 32.8%. IYF fell slightly less at its worst: −79.1% to −83.1%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IYF | KBE | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +265.7% | +105.5% | IYF | Price change plus distributions, reinvested. |
| Annualized | +6.4% | +3.5% | IYF | Total return as a yearly rate. |
| Price return | +151.1% | +24.6% | IYF | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 25.0% | 32.8% | IYF | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 17.4% | 22.1% | IYF | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −79.1% | −83.1% | IYF (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.30 | 0.21 | IYF | Return above Treasury bills per unit of volatility. |
| Sortino | 0.43 | 0.32 | IYF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.08 | 0.04 | IYF | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,091 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IYF and KBE hold 15% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
15% in common
Only in one fund ↓
Side by side
IYF and KBE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IYF and KBE are built for the same job. How do they differ in cost, holdings and results?
- What each follows. IYF follows Russell 1000 Financials 40 Act 15/22 and KBE follows S&P Banks Select Industry Index.
- Holdings in common. 15% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 IYF returned +7.8% and KBE +16.9% with distributions reinvested, a gap of 9.1 points.
Data as of Oct 28, 2026.
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IYF
IYF tracks an index. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.1% for its benchmark, the Russell 1000 Index. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 89% of the fund by weight is stocks the S&P 500 also holds, across 144 positions, with the top ten at 48.3%. It sat 5.6% below its high of Sep 3, 2026 on Oct 28, 2026.
KBE
KBE tracks an index. Over the year to Oct 28, 2026 it returned +16.9% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 16% of the fund by weight is stocks the S&P 500 also holds, across 107 positions, with the top ten at 10.2%. It sat 7.9% below its high of Aug 14, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IYF or KBE?
- In the year to Oct 28, 2026, with distributions reinvested, IYF returned +7.8% and KBE +16.9%.
- Which is cheaper, IYF or KBE?
- KBE is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, IYF against KBE, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyf-vs-kbe
ETFIQ. (Oct 28, 2026). IYF against KBE. Retrieved from https://etfiq.com/compare/any/iyf-vs-kbe
[IYF against KBE (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iyf-vs-kbe)
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