Data as of Oct 28, 2026.
JNK vs XHB: Differences, Returns & Fees
Over the year to Oct 28, 2026, JNK returned +1.7% to XHB's −8.6%; 0% of their weight is in the same names.
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Net assets on Oct 27, 2026: $5.9bn for State Street SPDR Bloomberg High Yield Bond ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.
Pair scorecard
XHB costs 0.05 points a year less; their one-year returns differ by 10.3 points; JNK is 3.9 times larger.
| Measure | JNK | XHB |
|---|---|---|
| Return | ||
| Total return, 1 year | +1.7% | −8.6% |
| Drawdown | ||
| Below its high | 20.5%, high on Oct 18, 2024 | |
| Benchmark | ||
| What it tracks | Bloomberg High Yield Very Liquid Index | S&P Homebuilders Select Industry Index |
| Cost and size | ||
| Expense ratio | 0.40% | 0.35% |
| Net assets, as of Oct 27, 2026 | $5.9bn | $1.5bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 46% | |
| Top ten holdings, share of the fund | 35.4% | |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Dec 14, 2007 to Oct 23, 2026 · 984 weekly returnsXHB returned more: +518.4% to +141.3%. JNK swung less: 12.7% to 32.4%. JNK fell less at its worst: −38.4% to −64.6%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | JNK | XHB | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +141.3% | +518.4% | XHB | Price change plus distributions, reinvested. |
| Annualized | +4.8% | +10.1% | XHB | Total return as a yearly rate. |
| Price return | −35.6% | +413.5% | XHB | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 12.7% | 32.4% | JNK | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 9.4% | 21.4% | JNK | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −38.4% | −64.6% | JNK | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.32 | 0.41 | XHB | Return above Treasury bills per unit of volatility. |
| Sortino | 0.43 | 0.63 | XHB | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.12 | 0.16 | XHB | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 984 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, JNK and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
JNK and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
JNK and XHB do different jobs. What does each one do in a portfolio?
- What each follows. JNK follows Bloomberg High Yield Very Liquid Index and XHB follows S&P Homebuilders Select Industry Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 JNK returned +1.7% and XHB −8.6% with distributions reinvested, a gap of 10.3 points.
Data as of Oct 28, 2026.
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JNK
JNK tracks the Bloomberg High Yield Bond. Over the year to Oct 28, 2026 it returned +1.7% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.40% a year.
XHB
XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, JNK or XHB?
- In the year to Oct 28, 2026, with distributions reinvested, JNK returned +1.7% and XHB −8.6%.
- Which is cheaper, JNK or XHB?
- XHB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, JNK against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/jnk-vs-xhb
ETFIQ. (Oct 28, 2026). JNK against XHB. Retrieved from https://etfiq.com/compare/any/jnk-vs-xhb
[JNK against XHB (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/jnk-vs-xhb)
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