Which returned more over the last year, IWC or XRT?

In the year to Oct 28, 2026, with distributions reinvested, IWC returned +16.5% and XRT +2.4%.

Which is cheaper, IWC or XRT?

XRT is cheaper, by 0.25 percentage points a year. That is about $25 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IWC and XRT overlap with the S&P 500?

By their latest filed holdings, 92% of IWC and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IWC vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IWC returned +16.5% to XRT's +2.4%; 1% of their weight is in the same names.

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Net assets on Oct 27, 2026: $1.2bn for iShares Micro-Cap ETF and $362m for State Street SPDR S&P Retail ETF.

IWC on its own →XRT on its own →

At a glance

+16.5%

IWC total return, 1 year

+2.4%

XRT total return, 1 year

0.60%

IWC expense ratio

0.35%

XRT expense ratio

Pair scorecard

XRT costs 0.25 points a year less; their one-year returns differ by 14.1 points; IWC is 3.3 times larger.

IWC vs XRT: Differences, Returns & Fees
Measure	IWC	XRT
Return
Measure	IWC	XRT
Total return, 1 year	+16.5%	+2.4%
Drawdown
Measure	IWC	XRT
Below its high	9.5%, high on Aug 14, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	IWC	XRT
What it tracks	Russell Microcap Index	S&P Retail Select Industry Index
Cost and size
Measure	IWC	XRT
Expense ratio	0.60%	0.35%
Net assets, as of Oct 27, 2026	$1.2bn	$362m
Holdings
Measure	IWC	XRT
Holdings in common	1%
Top ten holdings, share of the fund	5.9%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IWC and XRT hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first IWC XRT

THE REALREAL 0.30% 1.57%

MARINEMAX INC 0.26% 1.37%

WINMARK 0.21% 1.23%

CALERES INC 0.11% 0.95%

CITI TRENDS INC 0.09% 0.74%

GROUPON 0.08% 0.80%

BUILD A BEAR WORKSHOP 0.07% 0.66%

STITCH FIX CLASS A 0.07% 0.72%

Only in one fund ↓

Only in IWC

CAREDX 0.88%

PENGUIN SOLUTIONS INC 0.73%

NURIX THERAPEUTICS 0.63%

SELLAS LIFE SCIENCES GROUP INC 0.60%

VIRIDIAN THERAPEUTICS ORS 0.59%

OUSTER 0.53%

INTERFACE 0.52%

STRIVE INC CLASS A 0.50%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

IWC iShares Micro-Cap ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the Russell Microcap Tracks the S&P Retail

Total return, 1 year +16.5% +2.4%

Its benchmark over the same days +13.3% (IWV) not measured

Gap to its benchmark +3.2 pts vs IWV not measured

Expense ratio 0.60% 0.35%

Already in the S&P 500 91.7% 22.5%

Holdings 1365 74

Net assets, as of Oct 27, 2026 $1.2bn $362m

IWC and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IWC

Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested, against +13.3% for its benchmark, the Russell 3000 Index.

IWC tracks the Russell Microcap. The prospectus expense ratio is 0.60% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 1,365 positions, with the top ten at 5.9%. It sat 9.5% below its high of Aug 14, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IWC or XRT?: In the year to Oct 28, 2026, with distributions reinvested, IWC returned +16.5% and XRT +2.4%.
Which is cheaper, IWC or XRT?: XRT is cheaper, by 0.25 percentage points a year. That is about $25 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IWC and XRT overlap with the S&P 500?: By their latest filed holdings, 92% of IWC and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

IWC vs XHB IWC vs XLY IWC vs XOP IWC vs VOX VTWO vs XRT IWM vs XRT VB vs XRT IJR vs XRT

Where to next

IWC on its own →XRT on its own →Hold both: look the portfolio through →Rankings →IWC dividend history →IWC holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

IWC filings on SEC EDGAR ↗

IWC prospectus with the expense ratio (SEC) ↗

iShares page for IWC ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IWC against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iwc-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.