Which returned more over the last year, IJR or XRT?

In the year to Oct 28, 2026, with distributions reinvested, IJR returned +17.5% and XRT +2.4%.

Which is cheaper, IJR or XRT?

IJR is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IJR and XRT overlap with the S&P 500?

By their latest filed holdings, 0% of IJR and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IJR vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IJR returned +17.5% to XRT's +2.4%; 4% of their weight is in the same names.

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Net assets on Oct 27, 2026: $104.6bn for iShares Core S&P Small-Cap ETF and $362m for State Street SPDR S&P Retail ETF.

IJR on its own →XRT on its own →

At a glance

+17.5%

IJR total return, 1 year

+2.4%

XRT total return, 1 year

0.06%

IJR expense ratio

0.35%

XRT expense ratio

Pair scorecard

IJR costs 0.29 points a year less; their one-year returns differ by 15.1 points; IJR is far larger, $104.6bn against $362m.

IJR vs XRT: Differences, Returns & Fees
Measure	IJR	XRT
Return
Measure	IJR	XRT
Total return, 1 year	+17.5%	+2.4%
Drawdown
Measure	IJR	XRT
Below its high	6.8%, high on Aug 14, 2026	9.9%, high on Nov 16, 2021
Benchmark
Measure	IJR	XRT
What it tracks	S&P SmallCap 600	S&P Retail Select Industry Index
Cost and size
Measure	IJR	XRT
Expense ratio	0.06%	0.35%
Net assets, as of Oct 27, 2026	$104.6bn	$362m
Holdings
Measure	IJR	XRT
Holdings in common	4%
Top ten holdings, share of the fund	5.3%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IJR and XRT hold 4% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

4% in common

Positions both hold · largest shared weight first IJR XRT

CARMAX INC 0.43% 1.22%

ETSY 0.43% 1.68%

VICTORIA S SECRET 0.42% 1.66%

URBAN OUTFITTERS 0.30% 1.59%

SIGNET JEWELERS 0.26% 1.53%

PRICESMART 0.24% 1.33%

ACADEMY SPORTS AND OUTDOORS 0.21% 1.58%

ASBURY AUTOMOTIVE GROUP INC 0.20% 1.25%

BOOT BARN HOLDINGS 0.19% 1.06%

GROUP AUTOMOTIVE INC 0.17% 1.21%

AMERICAN EAGLE OUTFITTERS 0.17% 1.57%

ADVANCE AUTO PARTS INC 0.16% 1.44%

Only in one fund ↓

Only in IJR

GLAUKOS 0.61%

PAYCOM SOFTWARE 0.57%

MATCH GROUP INC 0.57%

VIASAT INC 0.55%

SM ENERGY 0.53%

PROTAGONIST THERAPEUTICS 0.52%

RYMAN HOSPITALITY PROPERTIES REIT 0.51%

JACKSON FINANCIAL CLASS A 0.48%

Only in XRT

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

KROGER CO 1.59%

REVOLVE GROUP INC A 1.58%

ALBERTSONS COS INC CLASS A 1.58%

Check overlap with more funds →

Side by side

IJR iShares Core S&P Small-Cap ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P SmallCap 600 Tracks the S&P Retail

Total return, 1 year +17.5% +2.4%

Its benchmark over the same days +17.6% (SPSM) not measured

Gap to its benchmark −0.1 pts vs SPSM not measured

Expense ratio 0.06% 0.35%

Already in the S&P 500 0.0% 22.5%

Holdings 642 74

Net assets, as of Oct 27, 2026 $104.6bn $362m

IJR and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IJR

IJR tracks the S&P SmallCap 600. Over the year to Oct 28, 2026 it returned +17.5% with distributions reinvested, against +17.6% for its benchmark, the S&P SmallCap 600. The prospectus expense ratio is 0.06% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 642 positions, with the top ten at 5.3%. It sat 6.8% below its high of Aug 14, 2026 on Oct 28, 2026.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IJR or XRT?: In the year to Oct 28, 2026, with distributions reinvested, IJR returned +17.5% and XRT +2.4%.
Which is cheaper, IJR or XRT?: IJR is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IJR and XRT overlap with the S&P 500?: By their latest filed holdings, 0% of IJR and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

IJR vs XHB IJR vs XLY IJR vs IYR IJR vs KRE VB vs XRT IWM vs XRT VTWO vs XRT IJT vs XRT

Where to next

IJR on its own →XRT on its own →Hold both: look the portfolio through →Rankings →IJR dividend history →IJR holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

IJR filings on SEC EDGAR ↗

IJR prospectus with the expense ratio (SEC) ↗

iShares page for IJR ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IJR against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/ijr-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.