Which returned more over the last year, IWB or XRT?

In the year to Oct 28, 2026, with distributions reinvested, IWB returned +13.1% and XRT +2.4%.

Which is cheaper, IWB or XRT?

IWB is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IWB and XRT overlap with the S&P 500?

By their latest filed holdings, 92% of IWB and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IWB vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IWB returned +13.1% to XRT's +2.4%; 4% of their weight is in the same names.

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Net assets: $49.1bn on Oct 28, 2026 for iShares Russell 1000 ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.

IWB on its own →XRT on its own →

At a glance

+13.1%

IWB total return, 1 year

+2.4%

XRT total return, 1 year

0.15%

IWB expense ratio

0.35%

XRT expense ratio

Pair scorecard

IWB costs 0.20 points a year less; their one-year returns differ by 10.7 points; IWB is far larger, $48.7bn against $367m.

IWB vs XRT: Differences, Returns & Fees
Measure	IWB	XRT
Return
Measure	IWB	XRT
Total return, 1 year	+13.1%	+2.4%
Drawdown
Measure	IWB	XRT
Below its high		9.9%, high on Nov 16, 2021
Benchmark
Measure	IWB	XRT
What it tracks	Russell 1000 Index	S&P Retail Select Industry Index
Cost and size
Measure	IWB	XRT
Expense ratio	0.15%	0.35%
Net assets, as of Oct 26, 2026	$48.7bn	$367m
Holdings
Measure	IWB	XRT
Holdings in common	4%
Top ten holdings, share of the fund	35.3%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IWB and XRT hold 4% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

4% in common

Positions both hold · largest shared weight first IWB XRT

AMAZON.COM INC 3.46% 1.37%

WALMART 0.74% 1.54%

COSTCO WHOLESALE CORP 0.62% 1.50%

TJX 0.22% 1.52%

OREILLY AUTOMOTIVE INC 0.10% 1.42%

ROSS STORES INC 0.10% 1.39%

TARGET CORP 0.09% 1.28%

AUTOZONE 0.07% 1.47%

EBAY 0.07% 1.55%

CARVANA CLASS A 0.06% 1.10%

KROGER 0.05% 1.59%

CASEYS GENERAL STORES INC 0.04% 1.51%

Only in one fund ↓

Only in IWB

NVIDIA 7.15%

APPLE 7.06%

MICROSOFT 5.56%

ALPHABET CLASS A 2.63%

BROADCOM INC 2.24%

ALPHABET CLASS C 2.12%

META PLATFORMS CLASS A 1.92%

TESLA INC 1.68%

Only in XRT

KOHLS CORP 1.85%

VICTORIA S SECRET + CO 1.66%

URBAN OUTFITTERS INC 1.59%

REVOLVE GROUP INC A 1.58%

ACADEMY SPORTS + OUTDOORS IN 1.58%

REALREAL INC 1.57%

AMERICAN EAGLE OUTFITTERS 1.57%

GROCERY OUTLET HOLDING CORP 1.56%

Check overlap with more funds →

Side by side

IWB iShares Russell 1000 ETF XRT State Street SPDR S&P Retail ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the Russell 1000 Tracks the S&P Retail

Total return, 1 year +13.1% +2.4%

Its benchmark over the same days +13.2% (VONE) not measured

Gap to its benchmark −0.1 pts vs VONE not measured

Expense ratio 0.15% 0.35%

Already in the S&P 500 91.7% 22.5%

Holdings 1025 74

Net assets, IWB as of Oct 28, 2026 and XRT as of Oct 27, 2026 $49.1bn $362m

IWB and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IWB

IWB tracks the Russell 1000. Over the year to Oct 28, 2026 it returned +13.1% with distributions reinvested, against +13.2% for its benchmark, the Russell 1000 Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 1,025 positions, with the top ten at 35.3%.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IWB or XRT?: In the year to Oct 28, 2026, with distributions reinvested, IWB returned +13.1% and XRT +2.4%.
Which is cheaper, IWB or XRT?: IWB is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IWB and XRT overlap with the S&P 500?: By their latest filed holdings, 92% of IWB and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

IWB vs XHB IWB vs XLY IWB vs XOP IWB vs VOX USMV vs XRT QUAL vs XRT SCHB vs XRT SCHX vs XRT

Where to next

IWB on its own →XRT on its own →Hold both: look the portfolio through →Rankings →IWB dividend history →IWB holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

IWB filings on SEC EDGAR ↗

IWB prospectus with the expense ratio (SEC) ↗

iShares page for IWB ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IWB against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iwb-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.