Which returned more over the last year, IVV or SDY?

In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and SDY +16.5%.

Which is cheaper, IVV or SDY?

IVV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IVV and SDY overlap with the S&P 500?

By their latest filed holdings, 100% of IVV and 84% of SDY by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IVV vs SDY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IVV returned +13.7% to SDY's +16.5%; 15% of their weight is in the same names.

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Net assets on Oct 27, 2026: $885.1bn for iShares Core S&P 500 ETF and $21.9bn for State Street SPDR S&P Dividend ETF.

IVV on its own →SDY on its own →

At a glance

+13.7%

IVV total return, 1 year

+16.5%

SDY total return, 1 year

0.03%

IVV expense ratio

0.35%

SDY expense ratio

Pair scorecard

IVV costs 0.32 points a year less; their one-year returns differ by 2.8 points; IVV is far larger, $885.1bn against $21.9bn.

IVV vs SDY: Differences, Returns & Fees
Measure	IVV	SDY
Return
Measure	IVV	SDY
Total return, 1 year	+13.7%	+16.5%
Benchmark
Measure	IVV	SDY
What it tracks	S&P 500	S&P High Yield Dividend Aristocrats Index
Cost and size
Measure	IVV	SDY
Expense ratio	0.03%	0.35%
Net assets, as of Oct 27, 2026	$885.1bn	$21.9bn
Holdings
Measure	IVV	SDY
Holdings in common	15%
Top ten holdings, share of the fund	38.1%	20.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

Risk and return

Nov 25, 2005 to Oct 23, 2026 · 1,091 weekly returns

IVV SDY

Return

Total return edge IVV +784.8% +506.8%

Annualized edge IVV +11.0% +9.0%

Price return edge IVV +500.4% +188.8%

Risk

Volatility edge Tie 17.5% 17.5%

Max drawdown edge Tie −54.7% −54.4%

Risk-adjusted

Sharpe edge IVV 0.58 0.48

Sortino edge IVV 0.82 0.68

Calmar edge IVV 0.20 0.16

Reading

IVV returned more: +784.8% to +506.8%. IVV and SDY swung about the same: 17.5% and 17.5%. IVV and SDY fell about the same at their worst: −54.7% and −54.4%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IVV vs SDY: Differences, Returns & Fees
Measure	IVV	SDY	Edge	How it is measured
Return
Total return	+784.8%	+506.8%	IVV	Price change plus distributions, reinvested.
Annualized	+11.0%	+9.0%	IVV	Total return as a yearly rate.
Price return	+500.4%	+188.8%	IVV	Price change alone, distributions left out.
Risk
Volatility	17.5%	17.5%	Tie	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	12.3%	12.3%	Tie	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−54.7%	−54.4%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.58	0.48	IVV	Return above Treasury bills per unit of volatility.
Sortino	0.82	0.68	IVV	Return above Treasury bills per unit of downside deviation.
Calmar	0.20	0.16	IVV	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,091 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

15%

By the books each fund has filed, IVV and SDY hold 15% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

15% in common

Positions both hold · largest shared weight first IVV SDY

EXXONMOBIL HOLDINGS CORP 1.11% 1.49%

JOHNSON & JOHNSON 0.97% 0.94%

ABBVIE 0.76% 1.32%

CHEVRON 0.68% 2.15%

MICROSOFT 5.93% 0.56%

PROCTER & GAMBLE 0.56% 1.34%

COCA-COLA 0.53% 1.23%

TEXAS INSTRUMENT 0.42% 0.85%

WALMART 0.80% 0.40%

INTERNATIONAL BUSINESS MACHINES CO 0.35% 1.24%

LINDE PLC 0.35% 0.52%

ANALOG DEVICES 0.31% 0.52%

Only in one fund ↓

Only in IVV

NVIDIA 7.92%

APPLE 7.61%

AMAZON.COM INC 3.73%

ALPHABET CLASS A 2.83%

BROADCOM INC 2.45%

ALPHABET CLASS C 2.26%

META PLATFORMS CLASS A 2.05%

TESLA INC 1.73%

Only in SDY

LINCOLN ELECTRIC HOLDINGS 0.57%

CARLISLE COS INC 0.55%

RPM INTERNATIONAL INC 0.54%

ESSENTIAL UTILITIES INC 0.49%

ROYAL GOLD INC 0.48%

EQUITY LIFESTYLE PROPERTIES 0.47%

GRACO INC 0.47%

AMERICAN FINANCIAL GROUP INC 0.43%

Check overlap with more funds →

Side by side

IVV iShares Core S&P 500 ETF SDY State Street SPDR S&P Dividend ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks the S&P 500 Tracks the S&P Dividend

Total return, 1 year +13.7% +16.5%

Its benchmark over the same days +13.6% (SPY) not measured

Gap to its benchmark +0.1 pts vs SPY not measured

Expense ratio 0.03% 0.35%

Already in the S&P 500 99.8% 84.4%

Holdings 505 156

Net assets, as of Oct 27, 2026 $885.1bn $21.9bn

IVV and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-6066826414

IVV and SDY do different jobs. What does each one do in a portfolio?

What each follows. IVV follows S&P 500 and SDY follows S&P High Yield Dividend Aristocrats Index.
Holdings in common. 15% of the weight is in the same securities (holdings dated Oct 27, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IVV returned +13.7% and SDY +16.5% with distributions reinvested, a gap of 2.8 points.

Data as of Oct 28, 2026.

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About each fund

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

Questions people ask

Which returned more over the last year, IVV or SDY?: In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and SDY +16.5%.
Which is cheaper, IVV or SDY?: IVV is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IVV and SDY overlap with the S&P 500?: By their latest filed holdings, 100% of IVV and 84% of SDY by weight is stocks the S&P 500 already holds.

Other comparisons

IVV vs RSP IVV vs NOBL IVV vs VOE COWZ vs IVV SDY vs SPY SDY vs VOO SDY vs VTI RDVY vs SDY

Where to next

IVV on its own →SDY on its own →Hold both: look the portfolio through →Rankings →IVV dividend history →IVV holdings →SDY dividend history →SDY holdings →Standards and sources →

Sources and dates

IVV filings on SEC EDGAR ↗

IVV prospectus with the expense ratio (SEC) ↗

iShares page for IVV ↗

SDY filings on SEC EDGAR ↗

SDY prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IVV against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/ivv-vs-sdy

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.