Which returned more over the last year, IUSB or XLU?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and XLU −3.0%.

Which is cheaper, IUSB or XLU?

IUSB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs XLU: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IUSB returned −1.2% to XLU's −3.0%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $49.8bn for iShares Core Universal USD Bond ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.

IUSB on its own →XLU on its own →

At a glance

−1.2%

IUSB total return, 1 year

−3.0%

XLU total return, 1 year

0.06%

IUSB expense ratio

0.08%

XLU expense ratio

Pair scorecard

IUSB costs 0.02 points a year less; their one-year returns differ by 1.8 points; IUSB is 2.1 times larger.

IUSB vs XLU: Differences, Returns & Fees
Measure	IUSB	XLU
Return
Measure	IUSB	XLU
Total return, 1 year	−1.2%	−3.0%
Drawdown
Measure	IUSB	XLU
Below its high		9.1%, high on Feb 27, 2026
Benchmark
Measure	IUSB	XLU
What it tracks	Bloomberg U.S. Universal Index	Utilities Select Sector Index
Cost and size
Measure	IUSB	XLU
Expense ratio	0.06%	0.08%
Net assets, as of Oct 27, 2026	$49.8bn	$23.9bn
Holdings
Measure	IUSB	XLU
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		58.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IUSB and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB XLU

Only in one fund ↓

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Only in XLU

NEXTERA ENERGY INC 12.76%

SOUTHERN CO 7.91%

DUKE ENERGY CORP 7.22%

CONSTELLATION ENERGY 6.33%

AMERICAN ELECTRIC POWER 5.26%

DOMINION ENERGY INC 4.26%

SEMPRA 4.12%

ENTERGY CORP 3.75%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF XLU State Street Utilities Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of Universal USD Bond Tracks an index of Utilities

Total return, 1 year −1.2% −3.0%

Expense ratio 0.06% 0.08%

Holdings 18338 32

Net assets, as of Oct 27, 2026 $49.8bn $23.9bn

IUSB and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IUSB or XLU?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and XLU −3.0%.
Which is cheaper, IUSB or XLU?: IUSB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs VPU IUSB vs XLY IUSB vs XLC IUSB vs VHT BOND vs XLU SGOV vs XLU TIP vs XLU VBIL vs XLU

Where to next

IUSB on its own →XLU on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →XLU dividend history →XLU holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

XLU filings on SEC EDGAR ↗

XLU prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-xlu

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.