Which returned more over the last year, IUSB or XLK?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and XLK +27.1%.

Which is cheaper, IUSB or XLK?

IUSB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IUSB returned −1.2% to XLK's +27.1%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $49.8bn for iShares Core Universal USD Bond ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.

IUSB on its own →XLK on its own →

At a glance

−1.2%

IUSB total return, 1 year

+27.1%

XLK total return, 1 year

0.06%

IUSB expense ratio

0.08%

XLK expense ratio

Pair scorecard

IUSB costs 0.02 points a year less; their one-year returns differ by 28.3 points; XLK is 2.5 times larger.

IUSB vs XLK: Differences, Returns & Fees
Measure	IUSB	XLK
Return
Measure	IUSB	XLK
Total return, 1 year	−1.2%	+27.1%
Drawdown
Measure	IUSB	XLK
Below its high		5.4%, high on Oct 6, 2026
Benchmark
Measure	IUSB	XLK
What it tracks	Bloomberg U.S. Universal Index	Technology Select Sector Index
Cost and size
Measure	IUSB	XLK
Expense ratio	0.06%	0.08%
Net assets, as of Oct 27, 2026	$49.8bn	$125.0bn
Holdings
Measure	IUSB	XLK
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IUSB and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB XLK

Only in one fund ↓

Only in IUSB

BLK Liquidity Temp Cash Inst #21 4.75%

TREASURY NOTE 0.49%

TREASURY NOTE 0.42%

TREASURY NOTE 0.41%

TREASURY NOTE 0.38%

TREASURY NOTE 0.37%

TREASURY NOTE (2OLD) 0.36%

UMBS 15YR TBA(REG B) 0.35%

Only in XLK

NVIDIA CORP 15.22%

APPLE INC 14.62%

MICROSOFT CORP 11.38%

ADVANCED MICRO DEVICES 4.78%

BROADCOM INC 4.70%

MICRON TECHNOLOGY INC 4.02%

INTEL CORP 2.72%

PALANTIR TECHNOLOGIES INC A 2.67%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF XLK State Street Technology Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of Universal USD Bond Tracks an index of Technology

Total return, 1 year −1.2% +27.1%

Its benchmark over the same days not measured +13.6% (SPY)

Gap to its benchmark not measured +13.5 pts vs SPY

Expense ratio 0.06% 0.08%

Holdings 18338 76

Net assets, as of Oct 27, 2026 $49.8bn $125.0bn

IUSB and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IUSB or XLK?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and XLK +27.1%.
Which is cheaper, IUSB or XLK?: IUSB is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs VGT IUSB vs IYW FTEC vs IUSB IGM vs IUSB BOND vs XLK SGOV vs XLK TIP vs XLK VBIL vs XLK

Where to next

IUSB on its own →XLK on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →XLK dividend history →XLK holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

XLK filings on SEC EDGAR ↗

XLK prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-xlk

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.