Data as of Oct 28, 2026.
IUSB vs SCHH: Differences, Returns & Fees
Over the year to Oct 28, 2026, IUSB returned −1.2% to SCHH's +8.7%; 0% of their weight is in the same names.
askIQ about this page
askIQ about IUSB and SCHH
Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $11.2bn on Aug 31, 2026 for Schwab U.S. REIT ETF.
Pair scorecard
IUSB costs 0.01 points a year less; their one-year returns differ by 9.9 points.
| Measure | IUSB | SCHH |
|---|---|---|
| Return | ||
| Total return, 1 year | −1.2% | +8.7% |
| Drawdown | ||
| Below its high | 8.5%, high on Jul 24, 2026 | |
| Benchmark | ||
| What it tracks | Bloomberg U.S. Universal Index | US REIT |
| Cost and size | ||
| Expense ratio | 0.06% | 0.07% |
| Net assets, IUSB as of Oct 27, 2026 and SCHH as of Aug 31, 2026 | $49.8bn | $11.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 74% | |
| Top ten holdings, share of the fund | 51.6% | |
Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method
Risk and return
Jun 20, 2014 to Oct 23, 2026 · 644 weekly returnsSCHH returned more: +81.7% to +28.3%. IUSB swung less: 5.0% to 21.5%. IUSB fell less at its worst: −17.7% to −42.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IUSB | SCHH | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +28.3% | +81.7% | SCHH | Price change plus distributions, reinvested. |
| Annualized | +2.0% | +4.9% | SCHH | Total return as a yearly rate. |
| Price return | −10.7% | +28.7% | SCHH | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 5.0% | 21.5% | IUSB | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 3.6% | 15.1% | IUSB | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −17.7% | −42.3% | IUSB | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.02 | 0.24 | SCHH | Return above Treasury bills per unit of volatility. |
| Sortino | 0.02 | 0.34 | SCHH | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.11 | 0.12 | Tie | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 644 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IUSB and SCHH hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
IUSB and SCHH on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IUSB and SCHH do different jobs. What does each one do in a portfolio?
- What each follows. IUSB follows Bloomberg U.S. Universal Index and SCHH follows US REIT.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 IUSB returned −1.2% and SCHH +8.7% with distributions reinvested, a gap of 9.9 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
IUSB
IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.
SCHH
SCHH tracks an index of US REIT. Over the year to Oct 28, 2026 it returned +8.7% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for Aug 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 51.6%. It sat 8.5% below its high of Jul 24, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IUSB or SCHH?
- In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHH +8.7%.
- Which is cheaper, IUSB or SCHH?
- IUSB is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, IUSB against SCHH, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-schh
ETFIQ. (Oct 28, 2026). IUSB against SCHH. Retrieved from https://etfiq.com/compare/any/iusb-vs-schh
[IUSB against SCHH (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/iusb-vs-schh)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.