Data as of Oct 28, 2026.
ITOT vs SPYD: Differences, Returns & Fees
Over the year to Oct 28, 2026, ITOT returned +13.4% to SPYD's +15.3%; 5% of their weight is in the same names.
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Net assets on Oct 27, 2026: $97.1bn for iShares Core S&P Total U.S. Stock Market ETF and $7.5bn for State Street SPDR Portfolio S&P 500 High Dividend ETF.
Pair scorecard
ITOT costs 0.04 points a year less; their one-year returns differ by 1.9 points; ITOT is 12.9 times larger.
| Measure | ITOT | SPYD |
|---|---|---|
| Return | ||
| Total return, 1 year | +13.4% | +15.3% |
| Drawdown | ||
| Below its high | 4.1%, high on Aug 24, 2026 | |
| Benchmark | ||
| What it tracks | S&P Total Market Index (TMI) | S&P 500 High Dividend Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.07% |
| Net assets, as of Oct 27, 2026 | $97.1bn | $7.5bn |
| Holdings | ||
| Holdings in common | 5% | |
| Top ten holdings, share of the fund | 33.9% | 16.1% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Oct 30, 2015 to Oct 23, 2026 · 573 weekly returnsITOT returned more: +317.5% to +168.7%. ITOT swung less: 17.3% to 19.6%. ITOT fell less at its worst: −33.2% to −43.0%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | ITOT | SPYD | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +317.5% | +168.7% | ITOT | Price change plus distributions, reinvested. |
| Annualized | +13.8% | +9.4% | ITOT | Total return as a yearly rate. |
| Price return | +249.3% | +61.3% | ITOT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.3% | 19.6% | ITOT | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.1% | 13.8% | ITOT | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.2% | −43.0% | ITOT | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.70 | 0.44 | ITOT | Return above Treasury bills per unit of volatility. |
| Sortino | 1.01 | 0.62 | ITOT | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.42 | 0.22 | ITOT | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 573 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, ITOT and SPYD hold 5% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
5% in common
Only in one fund ↓
Side by side
ITOT and SPYD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
ITOT and SPYD do different jobs. What does each one do in a portfolio?
- What each follows. ITOT follows S&P Total Market Index (TMI) and SPYD follows S&P 500 High Dividend Index.
- Holdings in common. 5% of the weight is in the same securities (holdings dated Oct 27, 2026).
- Number of holdings. ITOT holds 2,443 positions and SPYD holds 79.
Data as of Oct 28, 2026.
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ITOT
ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.
SPYD
SPYD tracks the S&P 500 High Dividend. Over the year to Oct 28, 2026 it returned +15.3% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 16.1%. It sat 4.1% below its high of Aug 24, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, ITOT or SPYD?
- In the year to Oct 28, 2026, with distributions reinvested, ITOT returned +13.4% and SPYD +15.3%.
- Which is cheaper, ITOT or SPYD?
- ITOT is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, ITOT against SPYD, data as of Oct 28, 2026. https://etfiq.com/compare/any/itot-vs-spyd
ETFIQ. (Oct 28, 2026). ITOT against SPYD. Retrieved from https://etfiq.com/compare/any/itot-vs-spyd
[ITOT against SPYD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/itot-vs-spyd)
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