Data as of Oct 28, 2026.

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IEFA vs SDY: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IEFA returned +12.3% to SDY's +16.5%; 1% of their weight is in the same names.

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Net assets: $190.4bn on Oct 28, 2026 for iShares Core MSCI EAFE ETF, and $21.9bn on Oct 27, 2026 for State Street SPDR S&P Dividend ETF.

At a glance
+12.3%
IEFA total return, 1 year
+16.5%
SDY total return, 1 year
0.07%
IEFA expense ratio
0.35%
SDY expense ratio

Pair scorecard

IEFA costs 0.28 points a year less; their one-year returns differ by 4.2 points; IEFA is 8.7 times larger.

IEFA vs SDY: Differences, Returns & Fees
MeasureIEFASDY
Return
Total return, 1 year+12.3%+16.5%
Drawdown
Below its high4.7%, high on Aug 25, 2026
Benchmark
What it tracksMSCI EAFE IMI IndexS&P High Yield Dividend Aristocrats Index
Cost and size
Expense ratio0.07%0.35%
Net assets, as of Oct 27, 2026$190.1bn$21.9bn
Holdings
Holdings in common1%
Top ten holdings, share of the fund12.3%20.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

1%

By the books each fund has filed, IEFA and SDY hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

1% in common

Positions both hold · largest shared weight first IEFA SDY
ROCHE PS PAR AG 1.36% 0.59%
COMPAGNIE FINANCIERE RICHEMONT SA 0.43% 0.39%
CSL 0.27% 0.55%
ADMIRAL GROUP PLC 0.05% 1.03%
ORICA 0.03% 0.35%
AEROPORTS DE PARIS SA 0.02% 1.55%
AMP LTD 0.02% 0.59%
BALFOUR BEATTY PLC 0.02% 0.70%
BENDIGO AND ADELAIDE BANK 0.02% 0.41%
EMERALD RESOURCES 0.01% 0.78%
RESOLUTE MINING 0.01% 0.54%
SONAE SA 0.01% 0.21%
Only in one fund ↓
Only in IEFA
ASML HOLDING 2.55%
SHELL 1.21%
HSBC HOLDINGS PLC 1.18%
NOVARTIS AG 1.14%
ASTRAZENECA PLC 1.04%
NESTLE SA 1.04%
SAP 0.97%
MITSUBISHI UFJ FINANCIAL GROUP 0.92%
Only in SDY
ACCENTURE PLC CL A 3.73%
VERIZON COMMUNICATIONS INC 2.81%
CHEVRON CORP 2.15%
REALTY INCOME CORP 1.94%
PEPSICO INC 1.82%
MEDTRONIC PLC 1.79%
TARGET CORP 1.59%
KENVUE INC 1.55%
Check overlap with more funds →

Side by side

IEFA iShares Core MSCI EAFE ETF SDY State Street SPDR S&P Dividend ETF
Where it sits Stock ETF Stock ETF
What it is Tracks the MSCI EAFE Tracks the S&P Dividend
Total return, 1 year +12.3% +16.5%
Its benchmark over the same days +14.3% (ACWX) not measured
Gap to its benchmark −2.0 pts vs ACWX not measured
Expense ratio 0.07% 0.35%
Already in the S&P 500 0.0% 84.4%
Holdings 2629 156
Net assets, IEFA as of Oct 28, 2026 and SDY as of Oct 27, 2026 $190.4bn $21.9bn

IEFA and SDY on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
IEFA

IEFA tracks the MSCI EAFE. Over the year to Oct 28, 2026 it returned +12.3% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 2,629 positions, with the top ten at 12.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

Questions people ask

Which returned more over the last year, IEFA or SDY?
In the year to Oct 28, 2026, with distributions reinvested, IEFA returned +12.3% and SDY +16.5%.
Which is cheaper, IEFA or SDY?
IEFA is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IEFA and SDY overlap with the S&P 500?
By their latest filed holdings, 0% of IEFA and 84% of SDY by weight is stocks the S&P 500 already holds.
Other comparisons
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ETFIQ, IEFA against SDY, data as of Oct 28, 2026. https://etfiq.com/compare/any/iefa-vs-sdy

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