Which returned more over the last year, IEF or SPTI?

In the year to Oct 28, 2026, with distributions reinvested, IEF returned −3.2% and SPTI −1.5%.

Which is cheaper, IEF or SPTI?

SPTI is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IEF vs SPTI: Differences, Returns & Fees

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IEF's duration was 7.0 years on Aug 31, 2026 and SPTI's 5.0 on Jun 30, 2026; SPTI charges 0.03% to IEF's 0.15%.

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Net assets on Oct 27, 2026: $43.5bn for iShares 7-10 Year Treasury Bond ETF and $11.9bn for State Street SPDR Portfolio Intermediate Term Treasury ETF.

IEF on its own →SPTI on its own →

At a glance

−3.2%

IEF total return, 1 year

−1.5%

SPTI total return, 1 year

0.15%

IEF expense ratio

0.03%

SPTI expense ratio

Pair scorecard

SPTI costs 0.12 points a year less; their one-year returns differ by 1.7 points; IEF is 3.7 times larger.

IEF vs SPTI: Differences, Returns & Fees
Measure	IEF	SPTI
Return
Measure	IEF	SPTI
Total return, 1 year	−3.2%	−1.5%
Drawdown
Measure	IEF	SPTI
Below its high	13.1%, high on Aug 4, 2020	3.5%, high on Aug 4, 2020
Benchmark
Measure	IEF	SPTI
What it tracks	ICE U.S. Treasury 7-10 Year Bond Index	Bloomberg 3-10 Year U.S. Treasury Index
Cost and size
Measure	IEF	SPTI
Expense ratio	0.15%	0.03%
Net assets, as of Oct 27, 2026	$43.5bn	$11.9bn
Holdings
Measure	IEF	SPTI
Holdings in common	22%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

Risk and return

Jun 8, 2007 to Oct 23, 2026 · 1,011 weekly returns

IEF SPTI

Return

Total return edge IEF +84.6% +59.7%

Annualized edge IEF +3.2% +2.4%

Price return edge IEF +13.3% +5.8%

Risk

Volatility edge SPTI 6.6% 3.8%

Max drawdown edge SPTI −23.3% −15.7%

Risk-adjusted

Sharpe edge IEF (slight) 0.28 0.25

Sortino edge IEF (slight) 0.40 0.36

Calmar edge SPTI 0.14 0.16

Reading

IEF returned more: +84.6% to +59.7%. SPTI swung less: 3.8% to 6.6%. SPTI fell less at its worst: −15.7% to −23.3%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IEF vs SPTI: Differences, Returns & Fees
Measure	IEF	SPTI	Edge	How it is measured
Return
Total return	+84.6%	+59.7%	IEF	Price change plus distributions, reinvested.
Annualized	+3.2%	+2.4%	IEF	Total return as a yearly rate.
Price return	+13.3%	+5.8%	IEF	Price change alone, distributions left out.
Risk
Volatility	6.6%	3.8%	SPTI	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	4.7%	2.6%	SPTI	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−23.3%	−15.7%	SPTI	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.28	0.25	IEF (slight)	Return above Treasury bills per unit of volatility.
Sortino	0.40	0.36	IEF (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.14	0.16	SPTI	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,011 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

22%

By the books each fund has filed, IEF and SPTI hold 22% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

22% in common

Positions both hold · largest shared weight first IEF SPTI

U.S. Treasury Notes, due Feb 15, 2035 8.74% 1.97%

U.S. Treasury Notes, due Aug 15, 2035 8.25% 1.94%

U.S. Treasury Notes, due Nov 15, 2034 8.63% 1.93%

U.S. Treasury Notes, due May 15, 2035 8.21% 1.91%

U.S. Treasury Notes, due May 15, 2034 8.31% 1.88%

U.S. Treasury Notes, due Feb 15, 2034 8.12% 1.86%

U.S. Treasury Notes, due Nov 15, 2033 7.87% 1.83%

U.S. Treasury Notes, due Aug 15, 2034 6.73% 1.80%

U.S. Treasury Notes, due Nov 15, 2035 8.52% 1.78%

U.S. Treasury Notes, due Feb 15, 2036 9.31% 1.72%

U.S. Treasury Notes, due Aug 15, 2033 3.75% 1.62%

U.S. Treasury Notes, due May 15, 2033 1.06% 1.44%

Only in one fund ↓

Only in IEF

U.S. Treasury Notes, due Jul 31, 2033 2.47%

U.S. Treasury Notes, due Aug 15, 2036 0.25%

Only in SPTI

U.S. Treasury Notes, due Feb 28, 2030 1.74%

U.S. Treasury Notes, due Aug 15, 2032 1.66%

U.S. Treasury Notes, due Nov 15, 2032 1.61%

U.S. Treasury Notes, due Nov 15, 2031 1.48%

U.S. Treasury Notes, due Aug 15, 2031 1.48%

U.S. Treasury Notes, due Feb 15, 2033 1.46%

U.S. Treasury Notes, due Feb 15, 2032 1.45%

U.S. Treasury Notes, due May 15, 2032 1.44%

Check overlap with more funds →

Side by side

IEF iShares 7-10 Year Treasury Bond ETF SPTI State Street SPDR Portfolio Intermediate Term Treasury ETF

Where it sits Bond ETF Bond ETF

Issuer iShares State Street

What it is Tracks an index of 7-10 Year Treasury Bond Tracks an index

Total return, 1 year −3.2% −1.5%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured −0.1 pts vs AGG

Expense ratio 0.15% 0.03%

Holdings 17 102

Net assets, as of Oct 27, 2026 $43.5bn $11.9bn

IEF and SPTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-8A5DE24359

IEF and SPTI are built for the same job. How do they differ in cost, holdings and results?

What each follows. IEF follows ICE U.S. Treasury 7-10 Year Bond Index and SPTI follows Bloomberg 3-10 Year U.S. Treasury Index.
Holdings in common. 22% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
Number of holdings. IEF holds 17 positions and SPTI holds 102.

Data as of Oct 28, 2026.

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About each fund

IEF

IEF tracks an index of 7-10 Year Treasury Bond. Over the year to Oct 28, 2026 it returned −3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year. It sat 13.1% below its high of Aug 4, 2020 on Oct 28, 2026.

SPTI

SPTI tracks an index. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IEF or SPTI?: In the year to Oct 28, 2026, with distributions reinvested, IEF returned −3.2% and SPTI −1.5%.
Which is cheaper, IEF or SPTI?: SPTI is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IEF vs SCHR IEF vs VGIT GOVT vs IEF FLGV vs IEF SCHR vs SPTI FLGV vs SPTI SPTI vs VGIT GOVT vs SPTI

Where to next

IEF on its own →SPTI on its own →Hold both: look the portfolio through →Rankings →IEF dividend history →IEF holdings →SPTI dividend history →SPTI holdings →Standards and sources →

Sources and dates

IEF filings on SEC EDGAR ↗

IEF prospectus with the expense ratio (SEC) ↗

iShares page for IEF ↗

SPTI filings on SEC EDGAR ↗

SPTI prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IEF against SPTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/ief-vs-spti

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.