Data as of Oct 28, 2026.
IEF vs SCHR: Differences, Returns & Fees
IEF's duration was 7.0 years on Aug 31, 2026 and SCHR's 4.9 on Jun 30, 2026; SCHR charges 0.03% to IEF's 0.15%.
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Net assets: $43.5bn on Oct 27, 2026 for iShares 7-10 Year Treasury Bond ETF, and $13.4bn on Jun 30, 2026 for Schwab Intermediate-Term U.S. Treasury ETF.
Pair scorecard
SCHR costs 0.12 points a year less; their one-year returns differ by 1.7 points.
| Measure | IEF | SCHR |
|---|---|---|
| Return | ||
| Total return, 1 year | −3.2% | −1.5% |
| Drawdown | ||
| Below its high | 13.1%, high on Aug 4, 2020 | 3.5%, high on Aug 4, 2020 |
| Benchmark | ||
| What it tracks | ICE U.S. Treasury 7-10 Year Bond Index | Bloomberg US Treasury 3-10 Year Index |
| Cost and size | ||
| Expense ratio | 0.15% | 0.03% |
| Net assets, IEF as of Oct 27, 2026 and SCHR as of Jun 30, 2026 | $43.5bn | $13.4bn |
| Holdings | ||
| Holdings in common | 22% | |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method
Risk and return
Aug 13, 2010 to Oct 23, 2026 · 845 weekly returnsIEF returned slightly more: +33.6% to +32.3%. SCHR swung less: 4.2% to 6.3%. SCHR fell less at its worst: −15.7% to −23.3%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | IEF | SCHR | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +33.6% | +32.3% | IEF (slight) | Price change plus distributions, reinvested. |
| Annualized | +1.8% | +1.7% | IEF (slight) | Total return as a yearly rate. |
| Price return | −7.2% | −5.0% | SCHR | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 6.3% | 4.2% | SCHR | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 4.6% | 3.0% | SCHR | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −23.3% | −15.7% | SCHR | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.06 | 0.05 | IEF (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.09 | 0.08 | IEF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.08 | 0.11 | SCHR | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 845 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, IEF and SCHR hold 22% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
22% in common
Only in one fund ↓
Side by side
IEF and SCHR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
IEF and SCHR are built for the same job. How do they differ in cost, holdings and results?
- What each follows. IEF follows ICE U.S. Treasury 7-10 Year Bond Index and SCHR follows Bloomberg US Treasury 3-10 Year Index.
- Holdings in common. 22% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
- Number of holdings. IEF holds 17 positions and SCHR holds 101.
Data as of Oct 28, 2026.
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IEF
IEF tracks an index of 7-10 Year Treasury Bond. Over the year to Oct 28, 2026 it returned −3.2% with distributions reinvested. The prospectus expense ratio is 0.15% a year. It sat 13.1% below its high of Aug 4, 2020 on Oct 28, 2026.
SCHR
SCHR tracks an index. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg US Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, IEF or SCHR?
- In the year to Oct 28, 2026, with distributions reinvested, IEF returned −3.2% and SCHR −1.5%.
- Which is cheaper, IEF or SCHR?
- SCHR is cheaper, by 0.12 percentage points a year. That is about $12 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, IEF against SCHR, data as of Oct 28, 2026. https://etfiq.com/compare/any/ief-vs-schr
ETFIQ. (Oct 28, 2026). IEF against SCHR. Retrieved from https://etfiq.com/compare/any/ief-vs-schr
[IEF against SCHR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ief-vs-schr)
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