GSY vs VBIL: Differences, Returns & Fees
GSY's duration was 0.8 years on Jul 31, 2026 and VBIL's 0.1 on Jun 30, 2026; VBIL charges 0.06% to GSY's 0.22%. Net assets: $4.0bn on Oct 20, 2026 for Invesco Ultra Short Duration ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.
VBIL costs 0.16 points a year less; both returned +3.7% over a year.
| GSY | VBIL | |
|---|---|---|
| Expense ratio | 0.22% | 0.06% |
| Net assets, GSY as of Oct 20, 2026 and VBIL as of Sep 30, 2026 | $4.0bn | $12.8bn |
| Total return, 1 year | +3.7% | +3.7% |
| What it tracks | No index, actively managed | Bloomberg U.S. Treasury Bills 0-3 Months Index |
| Holdings in common | report dates differ | |
Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.
GSY and VBIL are built for the same job. How do they differ in cost, holdings and results?
- What each follows. GSY follows No index, actively managed and VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index.
- Number of holdings. GSY holds 414 positions and VBIL holds 28.
- Cost. GSY charges 0.22% of assets a year and VBIL 0.06%, a gap of 0.16 points.
Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.
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On the same fields
GSY and VBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.
About GSY
GSY is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested, against +3.7% for its benchmark, the ICE BofA US Treasury Bill Index. The prospectus expense ratio is 0.22% a year.
About VBIL
VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, GSY or VBIL?
- In the year to Oct 20, 2026, with distributions reinvested, GSY returned +3.7% and VBIL +3.7%.
- Which is cheaper, GSY or VBIL?
- VBIL is cheaper, by 0.16 percentage points a year. That is about $16 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, GSY against VBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/gsy-vs-vbil
ETFIQ. (Oct 20, 2026). GSY against VBIL. Retrieved from https://etfiq.com/compare/any/gsy-vs-vbil
[GSY against VBIL (ETFIQ, Oct 20, 2026)](https://etfiq.com/compare/any/gsy-vs-vbil)
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