Which returned more over the last year, GLDM or VTI?

In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and VTI +13.5%.

Which is cheaper, GLDM or VTI?

VTI is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLDM vs VTI: Differences, Returns & Fees

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GLDM is a commodity fund and VTI an equity index fund, and over the year to Oct 28, 2026, VTI returned +13.5% against +2.8%.

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Net assets: $30.6bn on Oct 27, 2026 for SPDR Gold MiniShares Trust, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.

GLDM on its own →VTI on its own →

At a glance

+2.8%

GLDM total return, 1 year

+13.5%

VTI total return, 1 year

0.10%

GLDM expense ratio

0.03%

VTI expense ratio

Pair scorecard

VTI costs 0.07 points a year less; their one-year returns differ by 10.7 points; VTI is far larger, $689.2bn against $30.7bn.

GLDM vs VTI: Differences, Returns & Fees
Measure	GLDM	VTI
Return
Measure	GLDM	VTI
Total return, 1 year	+2.8%	+13.5%
Drawdown
Measure	GLDM	VTI
Below its high	24.5%, high on Jan 29, 2026
Benchmark
Measure	GLDM	VTI
What it tracks	Gold	Morningstar US Total Market Index
Cost and size
Measure	GLDM	VTI
Expense ratio	0.10%	0.03%
Net assets, as of Sep 30, 2026	$30.7bn	$689.2bn
Holdings
Measure	GLDM	VTI
Holdings in common	not published
In the S&P 500, by weight		88%
Top ten holdings, share of the fund		34.7%

Method

Risk and return

Jul 6, 2018 to Oct 23, 2026 · 433 weekly returns

GLDM VTI

Return

Total return edge GLDM (slight) +215.1% +196.4%

Annualized edge GLDM (slight) +14.8% +13.9%

Price return edge GLDM +215.1% +161.2%

Risk

Volatility edge GLDM 16.0% 18.6%

Max drawdown edge GLDM −24.0% −32.9%

Risk-adjusted

Sharpe edge GLDM 0.77 0.65

Sortino edge GLDM 1.17 0.93

Calmar edge GLDM 0.62 0.42

Reading

GLDM returned slightly more: +215.1% to +196.4%. GLDM swung less: 16.0% to 18.6%. GLDM fell less at its worst: −24.0% to −32.9%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: GLDM vs VTI: Differences, Returns & Fees
Measure	GLDM	VTI	Edge	How it is measured
Return
Total return	+215.1%	+196.4%	GLDM (slight)	Price change plus distributions, reinvested.
Annualized	+14.8%	+13.9%	GLDM (slight)	Total return as a yearly rate.
Price return	+215.1%	+161.2%	GLDM	Price change alone, distributions left out.
Risk
Volatility	16.0%	18.6%	GLDM	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.5%	12.9%	GLDM	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−24.0%	−32.9%	GLDM	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.77	0.65	GLDM	Return above Treasury bills per unit of volatility.
Sortino	1.17	0.93	GLDM	Return above Treasury bills per unit of downside deviation.
Calmar	0.62	0.42	GLDM	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 433 weekly returns. Cash rate: the 13-week Treasury bill.

Side by side

GLDM SPDR Gold MiniShares Trust VTI Vanguard Morningstar Total Stock Market ETF

Where it sits Commodity ETF Stock ETF

Issuer State Street Vanguard

What it is Holds gold Tracks an index of US total market

Total return, 1 year +2.8% +13.5%

Its benchmark over the same days +2.5% (GLD) not measured

Gap to its benchmark +0.3 pts vs GLD not measured

Expense ratio 0.10% 0.03%

Holdings not counted 3521

Net assets, GLDM as of Oct 27, 2026 and VTI as of Sep 30, 2026 $30.6bn $689.2bn

GLDM and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-4C2FA0C4B2

GLDM and VTI do different jobs. What does each one do in a portfolio?

What each follows. GLDM follows Gold and VTI follows Morningstar US Total Market Index.
One-year total return. Over 1 year to Oct 28, 2026 GLDM returned +2.8% and VTI +13.5% with distributions reinvested, a gap of 10.7 points.
Size. GLDM has $30.7bn in net assets and VTI $689.2bn (net assets, as of Sep 30, 2026); VTI is 22.4 times larger.

Data as of Oct 28, 2026.

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About each fund

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

VTI

VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.

Questions people ask

Which returned more over the last year, GLDM or VTI?: In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and VTI +13.5%.
Which is cheaper, GLDM or VTI?: VTI is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLDM vs VOO GLDM vs QUAL GLDM vs SCHB GLDM vs USMV IAU vs VTI USO vs VTI SLV vs VTI SIVR vs VTI

Where to next

GLDM on its own →VTI on its own →Hold both: look the portfolio through →Rankings →VTI dividend history →VTI holdings →Standards and sources →

Sources and dates

State Street website ↗

VTI filings on SEC EDGAR ↗

VTI prospectus with the expense ratio (SEC) ↗

Vanguard page for VTI ↗

Links are sources, not endorsements. A comparison is not a recommendation.

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ETFIQ, GLDM against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/gldm-vs-vti

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