Which returned more over the last year, GLDM or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and SCHP −0.8%.

Which is cheaper, GLDM or SCHP?

SCHP is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLDM vs SCHP: Differences, Returns & Fees

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GLDM is a commodity fund and SCHP a bond index fund, and over the year to Oct 28, 2026, GLDM returned +2.8% against −0.8%.

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Net assets: $30.6bn on Oct 27, 2026 for SPDR Gold MiniShares Trust, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

GLDM on its own →SCHP on its own →

At a glance

+2.8%

GLDM total return, 1 year

−0.8%

SCHP total return, 1 year

0.10%

GLDM expense ratio

0.03%

SCHP expense ratio

Pair scorecard

SCHP costs 0.07 points a year less; their one-year returns differ by 3.6 points.

GLDM vs SCHP: Differences, Returns & Fees
Measure	GLDM	SCHP
Return
Measure	GLDM	SCHP
Total return, 1 year	+2.8%	−0.8%
Drawdown
Measure	GLDM	SCHP
Below its high	24.5%, high on Jan 29, 2026
Benchmark
Measure	GLDM	SCHP
What it tracks	Gold	US TIPS
Cost and size
Measure	GLDM	SCHP
Expense ratio	0.10%	0.03%
Net assets, GLDM as of Oct 27, 2026 and SCHP as of Jun 30, 2026	$30.6bn	$16.5bn
Holdings
Measure	GLDM	SCHP
Holdings in common	not published

Method

Side by side

GLDM SPDR Gold MiniShares Trust SCHP Schwab U.S. TIPS ETF

Where it sits Commodity ETF Bond ETF

Issuer State Street Schwab

What it is Holds gold Tracks an index of US TIPS

Total return, 1 year +2.8% −0.8%

Its benchmark over the same days +2.5% (GLD) −1.4% (AGG)

Gap to its benchmark +0.3 pts vs GLD +0.6 pts vs AGG

Expense ratio 0.10% 0.03%

Holdings not counted 48

Net assets, GLDM as of Oct 27, 2026 and SCHP as of Jun 30, 2026 $30.6bn $16.5bn

GLDM and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, GLDM or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and SCHP −0.8%.
Which is cheaper, GLDM or SCHP?: SCHP is cheaper, by 0.07 percentage points a year. That is about $7 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLDM vs TIP GLDM vs IEI GLDM vs VTIP GLDM vs PFF IAU vs SCHP SCHP vs USO SCHP vs SLV SCHP vs SIVR

Where to next

GLDM on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

State Street website ↗

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLDM against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/gldm-vs-schp

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