Which returned more over the last year, GLD or VGIT?

In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and VGIT −1.5%.

Which is cheaper, GLD or VGIT?

VGIT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLD vs VGIT: Differences, Returns & Fees

Share on X Download as PDF

GLD is a commodity fund and VGIT a bond index fund, and over the year to Oct 28, 2026, GLD returned +2.5% against −1.5%.

askIQ about this page

askIQ about GLD and VGIT

Net assets: $135.8bn on Oct 27, 2026 for SPDR Gold Shares, and $39.7bn on Sep 30, 2026 for Vanguard Intermediate-Term Treasury ETF.

GLD on its own →VGIT on its own →

At a glance

+2.5%

GLD total return, 1 year

−1.5%

VGIT total return, 1 year

0.40%

GLD expense ratio

0.03%

VGIT expense ratio

Pair scorecard

VGIT costs 0.37 points a year less; their one-year returns differ by 4.0 points; GLD is 3.6 times larger.

GLD vs VGIT: Differences, Returns & Fees
Measure	GLD	VGIT
Return
Measure	GLD	VGIT
Total return, 1 year	+2.5%	−1.5%
Drawdown
Measure	GLD	VGIT
Below its high	24.7%, high on Jan 29, 2026	3.5%, high on Aug 4, 2020
Benchmark
Measure	GLD	VGIT
What it tracks	Gold	Bloomberg U.S. Treasury 3-10 Year Index
Cost and size
Measure	GLD	VGIT
Expense ratio	0.40%	0.03%
Net assets, as of Sep 30, 2026	$141.7bn	$39.7bn
Holdings
Measure	GLD	VGIT
Holdings in common	not published

Method

Side by side

GLD SPDR Gold Shares VGIT Vanguard Intermediate-Term Treasury ETF

Where it sits Commodity ETF Bond ETF

Issuer State Street Vanguard

What it is Holds gold Tracks an index of Intermediate-Term Treasury

Total return, 1 year +2.5% −1.5%

Its benchmark over the same days +2.7% (IAU) −1.5% (SCHR)

Gap to its benchmark −0.2 pts vs IAU 0.0 pts vs SCHR

Expense ratio 0.40% 0.03%

Holdings not counted 103

Net assets, GLD as of Oct 27, 2026 and VGIT as of Sep 30, 2026 $135.8bn $39.7bn

GLD and VGIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

VGIT

VGIT tracks an index of Intermediate-Term Treasury. Over the year to Oct 28, 2026 it returned −1.5% with distributions reinvested, against −1.5% for its benchmark, the Bloomberg U.S. Treasury 3-10 Year Index. The prospectus expense ratio is 0.03% a year. It sat 3.5% below its high of Aug 4, 2020 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, GLD or VGIT?: In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and VGIT −1.5%.
Which is cheaper, GLD or VGIT?: VGIT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

GLD vs GOVT GLD vs IEF GLD vs VCIT GLD vs VCLT IAU vs VGIT GLDM vs VGIT SLV vs VGIT SIVR vs VGIT

Where to next

GLD on its own →VGIT on its own →Hold both: look the portfolio through →Rankings →VGIT dividend history →VGIT holdings →Standards and sources →

Sources and dates

State Street website ↗

VGIT filings on SEC EDGAR ↗

VGIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VGIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLD against VGIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-vgit

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.