Data as of Oct 28, 2026.

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GLD vs ITOT: Differences, Returns & Fees

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GLD is a commodity fund and ITOT an equity index fund, and over the year to Oct 28, 2026, ITOT returned +13.4% against +2.5%.

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Net assets on Oct 27, 2026: $135.8bn for SPDR Gold Shares and $97.1bn for iShares Core S&P Total U.S. Stock Market ETF.

At a glance
+2.5%
GLD total return, 1 year
+13.4%
ITOT total return, 1 year
0.40%
GLD expense ratio
0.03%
ITOT expense ratio

Pair scorecard

ITOT costs 0.37 points a year less; their one-year returns differ by 10.9 points; GLD is 1.4 times larger.

GLD vs ITOT: Differences, Returns & Fees
MeasureGLDITOT
Return
Total return, 1 year+2.5%+13.4%
Drawdown
Below its high24.7%, high on Jan 29, 2026
Benchmark
What it tracksGoldS&P Total Market Index (TMI)
Cost and size
Expense ratio0.40%0.03%
Net assets, as of Oct 27, 2026$135.8bn$97.1bn
Holdings
Holdings in commonnot published
In the S&P 500, by weight88%
Top ten holdings, share of the fund33.9%

Method

Side by side

GLD SPDR Gold Shares ITOT iShares Core S&P Total U.S. Stock Market ETF
Where it sits Commodity ETF Stock ETF
What it is Holds gold Tracks the S&P Total U.S. Stock Market
Total return, 1 year +2.5% +13.4%
Its benchmark over the same days +2.7% (IAU) not measured
Gap to its benchmark −0.2 pts vs IAU not measured
Expense ratio 0.40% 0.03%
Holdings not counted 2443
Net assets, as of Oct 27, 2026 $135.8bn $97.1bn

GLD and ITOT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
GLD

Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.

ITOT

ITOT tracks the S&P Total U.S. Stock Market. Over the year to Oct 28, 2026 it returned +13.4% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2,443 positions, with the top ten at 33.9%.

Questions people ask

Which returned more over the last year, GLD or ITOT?
In the year to Oct 28, 2026, with distributions reinvested, GLD returned +2.5% and ITOT +13.4%.
Which is cheaper, GLD or ITOT?
ITOT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, GLD against ITOT, data as of Oct 28, 2026. https://etfiq.com/compare/any/gld-vs-itot

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