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FLRN vs VBIL: Differences, Returns & Fees

On Jun 30, 2026 FLRN's duration was 0.0 years and VBIL's 0.1; VBIL charges 0.06% to FLRN's 0.15%. Net assets: $3.2bn on Oct 20, 2026 for State Street SPDR Bloomberg Investment Grade Floating Rate ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

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Ask IQ about FLRN and VBIL

Answers cite the figures on this page.

VBIL costs 0.09 points a year less; their one-year returns differ by 0.6 points; VBIL is 4.2 times larger.

FLRN vs VBIL: Differences, Returns & Fees
FLRNVBIL
Expense ratio0.15%0.06%
Net assets, as of Sep 30, 2026$3.1bn$12.8bn
Total return, 1 year+4.3%+3.7%
What it tracksnot read by ETFIQBloomberg U.S. Treasury Bills 0-3 Months Index
Holdings in common0%

Holdings in common uses holdings dated Jun 30, 2026.

+4.3%
FLRN total return, 1 year
+3.7%
VBIL total return, 1 year
0.15%
FLRN expense ratio
0.06%
VBIL expense ratio

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Client brief · page 1 of 2Report BR-A1C40DDE44

FLRN and VBIL are built for the same job. How do they differ in cost, holdings and results?

  1. What each follows. FLRN follows not read by ETFIQ and VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index.
  2. Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026).
  3. Number of holdings. FLRN holds 549 positions and VBIL holds 28.

Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.

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What they hold in common

By the books each fund has filed, FLRN and VBIL hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.

half

0% in common

Positions both hold, largest shared weight first
Holding FLRN VBIL
Only in FLRN
European Bank for Reconstruction & Development, due Feb 20, 2028 1.20%
International Bank for Reconstruction & Development, due Aug 19, 2027 0.90%
European Bank for Reconstruction & Development, due Feb 16, 2029 0.83%
International Bank for Reconstruction & Development, due Jan 12, 2027 0.83%
European Bank for Reconstruction & Development, due Jul 22, 2030 0.78%
International Finance Corp, due Aug 28, 2028 0.70%
International Bank for Reconstruction & Development, due Sep 23, 2026 0.70%
Kommunalbanken AS, due Apr 9, 2029 0.69%
Only in VBIL
TREASURY BILL, due Jul 9, 2026 6.78%
TREASURY BILL, due Aug 6, 2026 6.10%
TREASURY BILL, due Jul 2, 2026 5.61%
TREASURY BILL, due Jul 16, 2026 5.41%
TREASURY BILL, due Jul 23, 2026 5.18%
TREASURY BILL, due Jul 14, 2026 5.17%
TREASURY BILL, due Jul 21, 2026 5.15%
TREASURY BILL, due Jul 30, 2026 5.12%

Check overlap with more funds →

On the same fields

FLRN
State Street SPDR Bloomberg Investment Grade Floating Rate ETF
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sits Bond ETF Bond ETF
Issuer State Street Vanguard
What it is Tracks an index Tracks an index of 0-3 Month Treasury Bill
Total return, 1 year +4.3% +3.7%
Expense ratio 0.15% 0.06%
Holdings 549 28
Net assets, FLRN as of Oct 20, 2026 and VBIL as of Sep 30, 2026 $3.2bn $12.8bn

FLRN and VBIL on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.

About FLRN

FLRN tracks an index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

About VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, FLRN or VBIL?
In the year to Oct 20, 2026, with distributions reinvested, FLRN returned +4.3% and VBIL +3.7%.
Which is cheaper, FLRN or VBIL?
VBIL is cheaper, by 0.09 percentage points a year. That is about $9 on $10,000 held for a year. Fees come from each fund's prospectus.
Other comparisons
FLRN vs VUSBFLRN vs USFRFLRN vs ICSHFLRN vs PULSVBIL vs VNLAIBDR vs VBILFLTR vs VBILTBLL vs VBIL
FLRN on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →FLRN dividend history →FLRN holdings →VBIL dividend history →VBIL holdings →Standards and sources →
Where these figures came from
FLRN filings on SEC EDGAR ↗FLRN prospectus with the expense ratio (SEC) ↗State Street website ↗VBIL filings on SEC EDGAR ↗VBIL prospectus with the expense ratio (SEC) ↗Vanguard page for VBIL ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FLRN against VBIL, data as of Oct 20, 2026. https://etfiq.com/compare/any/flrn-vs-vbil

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.