Which is cheaper, FINA or OEF?

FINA is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do FINA and OEF overlap with the S&P 500?

By their latest filed holdings, 94% of FINA and 100% of OEF by weight is stocks the S&P 500 already holds.

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FINA vs OEF: Differences, Returns & Fees

FINA and OEF hold 61% of their weight in the same names. Net assets: $2.1bn on Sep 30, 2026 for Fidelity MSCI North American Subset Index ETF, and $20.8bn on Oct 9, 2026 for iShares S&P 100 ETF.

FINA costs 0.11 points a year less; OEF is 9.6 times larger.

FINA vs OEF: Differences, Returns & Fees
	FINA	OEF
Expense ratio	0.09%	0.20%
Net assets, as of Sep 30, 2026	$2.1bn	$20.4bn
Total return, 1 year	not published	+16.8%
What it tracks	not published	S&P 100
Holdings in common	61%
Top ten holdings, share of the fund	35.0%	52.6%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 9, 2026.

+3.9%

FINA total return, since launch, Jul 9, 2026

+16.8%

OEF total return, 1 year

0.09%

FINA expense ratio

0.20%

OEF expense ratio

What they hold in common

By the books each fund has filed, FINA and OEF hold 61% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 9, 2026.

50%

half

61% in common

Positions both hold, largest shared weight first

Holding FINA OEF

NVIDIA CORP 6.83% 11.11%

APPLE INC 6.69% 9.84%

MICROSOFT CORP 4.86% 7.96%

AMAZON.COM INC 3.87% 5.16%

ALPHABET INC 3.39% 4.13%

BROADCOM INC 2.58% 3.45%

ALPHABET INC 2.09% 3.31%

META PLATFORMS INC 1.82% 3.17%

MICRON TECHNOLOGY INC 1.39% 2.33%

TESLA INC 1.30% 2.16%

ADVANCED MICRO DEVICES INC 1.18% 1.99%

EXXONMOBIL HOLDINGS CORP 0.99% 1.39%

Only in FINA

JPMORGAN CHASE and CO 1.42%

ELI LILLY and CO 1.37%

JOHNSON and JOHNSON 1.00%

APPLIED MATERIALS INC 0.70%

CHEVRON CORP NEW 0.58%

PROCTER and GAMBLE CO 0.57%

MERCK and CO INC 0.53%

ROYAL BANK OF CANADA 0.51%

Only in OEF

BERKSHIRE HATHAWAY INC CLASS B 1.92%

ELI LILLY 1.89%

JPMORGAN CHASE & CO 1.77%

JOHNSON & JOHNSON 1.26%

CHEVRON 0.84%

APPLIED MATERIAL INC 0.81%

MERCK & CO INC 0.72%

PROCTER & GAMBLE 0.70%

Check overlap with more funds →

On the same fields

FINA

Fidelity MSCI North American Subset Index ETF

OEF

iShares S&P 100 ETF

Where it sits Stock ETF Stock ETF

Issuer Fidelity iShares

What it is Equity fund Tracks an index

Total return, 1 year +3.9% (since launch, Jul 9, 2026) +16.8%

Expense ratio 0.09% 0.20%

Already in the S&P 500 93.6% 99.9%

Holdings 274 102

Net assets, FINA as of Sep 30, 2026 and OEF as of Oct 9, 2026 $2.1bn $20.8bn

FINA and OEF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About FINA

The prospectus expense ratio is 0.09% a year. By its holdings filed for Jul 31, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 274 positions, with the top ten at 35.0%.

About OEF

OEF tracks an index. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. The prospectus expense ratio is 0.20% a year. By its holdings published by its issuer for Oct 9, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 102 positions, with the top ten at 52.6%.

Questions people ask

Which is cheaper, FINA or OEF?: FINA is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do FINA and OEF overlap with the S&P 500?: By their latest filed holdings, 94% of FINA and 100% of OEF by weight is stocks the S&P 500 already holds.

Other comparisons

FINA vs IWV FINA vs MTUM FINA vs USMV FINA vs RDVY GSEW vs OEF OEF vs TMFC OEF vs USPX OEF vs TILT

FINA on its own →OEF on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

FINA filings on SEC EDGAR ↗FINA prospectus with the expense ratio (SEC) ↗Fidelity website ↗OEF filings on SEC EDGAR ↗OEF prospectus with the expense ratio (SEC) ↗iShares page for OEF ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, FINA against OEF, data as of Oct 9, 2026. https://etfiq.com/compare/any/fina-vs-oef

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.