Data as of Oct 28, 2026.
EZU vs XLU: Differences, Returns & Fees
Over the year to Oct 28, 2026, EZU returned +7.1% to XLU's −3.0%; 1% of their weight is in the same names.
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Net assets on Oct 27, 2026: $9.2bn for iShares MSCI Eurozone ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.
Pair scorecard
XLU costs 0.42 points a year less; their one-year returns differ by 10.1 points; XLU is 2.6 times larger.
| Measure | EZU | XLU |
|---|---|---|
| Return | ||
| Total return, 1 year | +7.1% | −3.0% |
| Drawdown | ||
| Below its high | 8.7%, high on Aug 14, 2026 | 9.1%, high on Feb 27, 2026 |
| Benchmark | ||
| What it tracks | MSCI EMU Index | Utilities Select Sector Index |
| Cost and size | ||
| Expense ratio | 0.50% | 0.08% |
| Net assets, as of Oct 27, 2026 | $9.2bn | $23.9bn |
| Holdings | ||
| Holdings in common | 1% | |
| Top ten holdings, share of the fund | 30.5% | 58.7% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
Jan 12, 2001 to Oct 23, 2026 · 1,345 weekly returnsXLU returned more: +563.1% to +238.6%. XLU swung less: 17.9% to 22.7%. XLU fell less at its worst: −48.3% to −64.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | EZU | XLU | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +238.6% | +563.1% | XLU | Price change plus distributions, reinvested. |
| Annualized | +4.8% | +7.6% | XLU | Total return as a yearly rate. |
| Price return | +75.4% | +172.6% | XLU | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 22.7% | 17.9% | XLU | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 16.5% | 12.8% | XLU | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −64.2% | −48.3% | XLU | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.24 | 0.40 | XLU | Return above Treasury bills per unit of volatility. |
| Sortino | 0.34 | 0.56 | XLU | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.08 | 0.16 | XLU | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 1,345 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, EZU and XLU hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
1% in common
Only in one fund ↓
Side by side
EZU and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
EZU and XLU do different jobs. What does each one do in a portfolio?
- What each follows. EZU follows MSCI EMU Index and XLU follows Utilities Select Sector Index.
- Holdings in common. 1% of the weight is in the same securities (holdings dated Oct 27, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 EZU returned +7.1% and XLU −3.0% with distributions reinvested, a gap of 10.1 points.
Data as of Oct 28, 2026.
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EZU
EZU tracks the MSCI Eurozone. Over the year to Oct 28, 2026 it returned +7.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.50% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 216 positions, with the top ten at 30.5%. It sat 8.7% below its high of Aug 14, 2026 on Oct 28, 2026.
XLU
XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, EZU or XLU?
- In the year to Oct 28, 2026, with distributions reinvested, EZU returned +7.1% and XLU −3.0%.
- Which is cheaper, EZU or XLU?
- XLU is cheaper, by 0.42 percentage points a year. That is about $42 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, EZU against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/ezu-vs-xlu
ETFIQ. (Oct 28, 2026). EZU against XLU. Retrieved from https://etfiq.com/compare/any/ezu-vs-xlu
[EZU against XLU (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/ezu-vs-xlu)
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