Data as of Oct 28, 2026.

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EZU vs SGOV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, EZU returned +7.1% to SGOV's +3.7%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $9.2bn for iShares MSCI Eurozone ETF and $117.0bn for iShares 0-3 Month Treasury Bond ETF.

At a glance
+7.1%
EZU total return, 1 year
+3.7%
SGOV total return, 1 year
0.50%
EZU expense ratio
0.09%
SGOV expense ratio

Pair scorecard

SGOV costs 0.41 points a year less; their one-year returns differ by 3.4 points; SGOV is 12.7 times larger.

EZU vs SGOV: Differences, Returns & Fees
MeasureEZUSGOV
Return
Total return, 1 year+7.1%+3.7%
Drawdown
Below its high8.7%, high on Aug 14, 2026
Benchmark
What it tracksMSCI EMU IndexICE 0-3 Month US Treasury Securities Index
Cost and size
Expense ratio0.50%0.09%
Net assets, as of Oct 27, 2026$9.2bn$117.0bn
Holdings
Holdings in common0%
In the S&P 500, by weight0%
Top ten holdings, share of the fund30.5%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, EZU and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first EZU SGOV
Only in one fund ↓
Only in EZU
ASML HOLDING 8.79%
SAP 3.33%
SIEMENS N AG 2.97%
ALLIANZ 2.55%
BANCO SANTANDER 2.48%
TOTALENERGIES 2.48%
IBERDROLA 2.10%
SCHNEIDER ELECTRIC 2.05%
Only in SGOV
TREASURY BILL 8.53%
TREASURY BILL 8.19%
TREASURY BILL 7.63%
TREASURY BILL 6.87%
TREASURY BILL 6.80%
TREASURY BILL 6.00%
TREASURY BILL 5.22%
TREASURY BILL 5.22%
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Side by side

EZU iShares MSCI Eurozone ETF SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits Stock ETF Bond ETF
What it is Tracks the MSCI Eurozone Tracks an index of 0-3 month T-bills
Total return, 1 year +7.1% +3.7%
Its benchmark over the same days +14.3% (ACWX) not measured
Gap to its benchmark −7.2 pts vs ACWX not measured
Expense ratio 0.50% 0.09%
Holdings 216 22
Net assets, as of Oct 27, 2026 $9.2bn $117.0bn

EZU and SGOV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
EZU

EZU tracks the MSCI Eurozone. Over the year to Oct 28, 2026 it returned +7.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.50% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 216 positions, with the top ten at 30.5%. It sat 8.7% below its high of Aug 14, 2026 on Oct 28, 2026.

SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, EZU or SGOV?
In the year to Oct 28, 2026, with distributions reinvested, EZU returned +7.1% and SGOV +3.7%.
Which is cheaper, EZU or SGOV?
SGOV is cheaper, by 0.41 percentage points a year. That is about $41 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, EZU against SGOV, data as of Oct 28, 2026. https://etfiq.com/compare/any/ezu-vs-sgov

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