Which returned more over the last year, EFA or SGOV?

In the year to Oct 28, 2026, with distributions reinvested, EFA returned +12.1% and SGOV +3.7%.

Which is cheaper, EFA or SGOV?

SGOV is cheaper, by 0.23 percentage points a year. That is about $23 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

EFA vs SGOV: Differences, Returns & Fees

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Over the year to Oct 28, 2026, EFA returned +12.1% to SGOV's +3.7%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $76.8bn for iShares MSCI EAFE ETF and $117.0bn for iShares 0-3 Month Treasury Bond ETF.

EFA on its own →SGOV on its own →

At a glance

+12.1%

EFA total return, 1 year

+3.7%

SGOV total return, 1 year

0.32%

EFA expense ratio

0.09%

SGOV expense ratio

Pair scorecard

SGOV costs 0.23 points a year less; their one-year returns differ by 8.4 points; SGOV is 1.5 times larger.

EFA vs SGOV: Differences, Returns & Fees
Measure	EFA	SGOV
Return
Measure	EFA	SGOV
Total return, 1 year	+12.1%	+3.7%
Drawdown
Measure	EFA	SGOV
Below its high	4.7%, high on Aug 25, 2026
Benchmark
Measure	EFA	SGOV
What it tracks	MSCI EAFE Index	ICE 0-3 Month US Treasury Securities Index
Cost and size
Measure	EFA	SGOV
Expense ratio	0.32%	0.09%
Net assets, as of Oct 27, 2026	$76.8bn	$117.0bn
Holdings
Measure	EFA	SGOV
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	14.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, EFA and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first EFA SGOV

Only in one fund ↓

Only in EFA

ASML HOLDING 2.98%

ROCHE PS PAR AG 1.58%

SHELL 1.42%

HSBC HOLDINGS PLC 1.38%

NOVARTIS AG 1.33%

ASTRAZENECA PLC 1.21%

NESTLE SA 1.21%

SAP 1.13%

Only in SGOV

TREASURY BILL 8.53%

TREASURY BILL 8.19%

TREASURY BILL 7.63%

TREASURY BILL 6.87%

TREASURY BILL 6.80%

TREASURY BILL 6.00%

TREASURY BILL 5.22%

Check overlap with more funds →

Side by side

EFA iShares MSCI EAFE ETF SGOV iShares 0-3 Month Treasury Bond ETF

Where it sits Stock ETF Bond ETF

Issuer iShares iShares

What it is Tracks an index of Developed markets ex US Tracks an index of 0-3 month T-bills

Total return, 1 year +12.1% +3.7%

Its benchmark over the same days +14.3% (ACWX) not measured

Gap to its benchmark −2.2 pts vs ACWX not measured

Expense ratio 0.32% 0.09%

Holdings 665 22

Net assets, as of Oct 27, 2026 $76.8bn $117.0bn

EFA and SGOV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

EFA

EFA tracks an index of Developed markets ex US. Over the year to Oct 28, 2026 it returned +12.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.32% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 665 positions, with the top ten at 14.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, EFA or SGOV?: In the year to Oct 28, 2026, with distributions reinvested, EFA returned +12.1% and SGOV +3.7%.
Which is cheaper, EFA or SGOV?: SGOV is cheaper, by 0.23 percentage points a year. That is about $23 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

EFA vs PULS EFA vs MINT EFA vs VBIL EFA vs VUSB SGOV vs VXUS IEFA vs SGOV SGOV vs VEA SCHF vs SGOV

Where to next

EFA on its own →SGOV on its own →Hold both: look the portfolio through →Rankings →EFA dividend history →EFA holdings →SGOV dividend history →SGOV holdings →Standards and sources →

Sources and dates

EFA and SGOV filings on SEC EDGAR ↗

EFA prospectus with the expense ratio (SEC) ↗

iShares page for EFA ↗

SGOV prospectus with the expense ratio (SEC) ↗

iShares page for SGOV ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, EFA against SGOV, data as of Oct 28, 2026. https://etfiq.com/compare/any/efa-vs-sgov

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.