Data as of Oct 28, 2026.
DIA vs GLD: Differences, Returns & Fees
DIA is an equity index fund and GLD a commodity fund, and over the year to Oct 28, 2026, DIA returned +11.6% against +2.5%.
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askIQ about DIA and GLDNet assets on Oct 27, 2026: $45.9bn for SPDR Dow Jones Industrial Average ETF Trust and $135.8bn for SPDR Gold Shares.
Pair scorecard
DIA costs 0.24 points a year less; their one-year returns differ by 9.1 points; GLD is 3.0 times larger.
| Measure | DIA | GLD |
|---|---|---|
| Return | ||
| Total return, 1 year | +11.6% | +2.5% |
| Drawdown | ||
| Below its high | 3.0%, high on Aug 5, 2026 | 24.7%, high on Jan 29, 2026 |
| Benchmark | ||
| What it tracks | Dow Jones Industrial Average | Gold |
| Cost and size | ||
| Expense ratio | 0.16% | 0.40% |
| Net assets, as of Oct 27, 2026 | $45.9bn | $135.8bn |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 97% | |
| Top ten holdings, share of the fund | 54.7% | |
Side by side
DIA and GLD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
DIA
DIA tracks the Dow Jones Industrial Average. Over the year to Oct 28, 2026 it returned +11.6% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 54.7%. It sat 3.0% below its high of Aug 5, 2026 on Oct 28, 2026.
Its expense ratio is 0.40% a year, for the three months to Jun 30, 2026, as its 10-Q states.
GLD holds gold. Over the year to Oct 28, 2026 it returned +2.5% with distributions reinvested, against +2.7% for its benchmark, the price of gold. It sat 24.7% below its high of Jan 29, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, DIA or GLD?
- In the year to Oct 28, 2026, with distributions reinvested, DIA returned +11.6% and GLD +2.5%.
- Which is cheaper, DIA or GLD?
- DIA is cheaper, by 0.24 percentage points a year. That is about $24 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, DIA against GLD, data as of Oct 28, 2026. https://etfiq.com/compare/any/dia-vs-gld
ETFIQ. (Oct 28, 2026). DIA against GLD. Retrieved from https://etfiq.com/compare/any/dia-vs-gld
[DIA against GLD (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/dia-vs-gld)
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