Which returned more over the last year, DFAI or SCHF?

In the year to Oct 9, 2026, with distributions reinvested, DFAI returned +16.3% and SCHF +20.3%.

Which is cheaper, DFAI or SCHF?

SCHF is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do DFAI and SCHF overlap with the S&P 500?

By their latest filed holdings, 0% of DFAI and 0% of SCHF by weight is stocks the S&P 500 already holds.

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DFAI vs SCHF: Differences, Returns & Fees

DFAI and SCHF hold 73% of their weight in the same names, and SCHF returned +20.3% over the year. Net assets: $17.5bn on Jul 31, 2026 for Dimensional International Core Equity Market ETF, and $66.5bn on May 31, 2026 for Schwab International Equity ETF.

SCHF costs 0.15 points a year less; their one-year returns differ by 4.0 points.

	DFAI	SCHF
Expense ratio	0.18%	0.03%
Net assets, DFAI as of Jul 31, 2026 and SCHF as of May 31, 2026	$17.5bn	$66.5bn
Total return, 1 year	+16.3%	+20.3%
What it tracks	No index, actively managed	FTSE Developed ex US Index
Holdings in common	73%
Top ten holdings, share of the fund	9.2%	14.8%
Below its high	4.7%, high on Aug 25, 2026	4.6%, high on Aug 25, 2026

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026.

+16.3%

DFAI total return, 1 year

+20.3%

SCHF total return, 1 year

0.18%

DFAI expense ratio

0.03%

SCHF expense ratio

What they hold in common

By the books each fund has filed, DFAI and SCHF hold 73% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

half

73% in common

Positions both hold, largest shared weight first

Holding DFAI SCHF

HSBC HOLDINGS PLC 1.16% 1.08%

Roche Holding AG 1.05% 0.99%

Nestle S.A. 0.84% 0.88%

ASTRAZENECA PLC 0.81% 0.93%

SHELL PLC 1.01% 0.80%

Mitsubishi UFJ Financial Group, Inc. 0.76% 0.69%

ROYAL BANK OF CANADA 0.68% 0.90%

TOYOTA MOTOR CORPORATION 0.63% 0.68%

BHP GROUP LIMITED 0.59% 0.74%

Siemens Aktiengesellschaft 0.58% 0.77%

Allianz SE 0.59% 0.57%

TOTALENERGIES SE 0.62% 0.53%

Only in DFAI

ASML Holding N.V. 1.63%

Novartis AG 0.67%

ROYAL BANK OF CANADA 0.32%

Banco Bilbao Vizcaya Argentaria, S.A. 0.30%

UBS Group AG 0.24%

BHP GROUP LIMITED 0.20%

Banco Santander, S.A. 0.16%

THE TORONTO-DOMINION BANK 0.15%

Only in SCHF

Samsung Electronics Co Ltd 3.32%

SK hynix Inc 2.81%

SoftBank Group Corp 0.62%

Samsung Electronics Co Ltd 0.36%

Samsung Electro-Mechanics Co Ltd 0.26%

SK Square Co Ltd 0.25%

Investor AB 0.24%

Hyundai Motor Co 0.22%

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On the same fields

DFAI

Dimensional International Core Equity Market ETF

SCHF

Schwab International Equity ETF

Where it sits Stock ETF Stock ETF

Issuer Dimensional Schwab

What it is Actively managed Tracks an index of International Equity

Total return, 1 year +16.3% +20.3%

S&P 500 over the same days +17.3% +17.3%

Gap to the S&P 500 −1.0 pts +3.0 pts

Expense ratio 0.18% 0.03%

Already in the S&P 500 0.0% 0.0%

Holdings 3769 1476

Net assets, DFAI as of Jul 31, 2026 and SCHF as of May 31, 2026 $17.5bn $66.5bn

DFAI and SCHF on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

DFAI in plain words

DFAI is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +16.3% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.18% a year. By its holdings filed for Jul 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 3,769 positions, with the top ten at 9.2%. It sat 4.7% below its high of Aug 25, 2026 on Oct 9, 2026.

SCHF in plain words

SCHF tracks an index of International Equity. Over the year to Oct 9, 2026 it returned +20.3% with distributions reinvested, against +17.3% for the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,476 positions, with the top ten at 14.8%. It sat 4.6% below its high of Aug 25, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, DFAI or SCHF?: In the year to Oct 9, 2026, with distributions reinvested, DFAI returned +16.3% and SCHF +20.3%.
Which is cheaper, DFAI or SCHF?: SCHF is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do DFAI and SCHF overlap with the S&P 500?: By their latest filed holdings, 0% of DFAI and 0% of SCHF by weight is stocks the S&P 500 already holds.

Other comparisons

DFAI vs IXUS DFAI vs IDEV DFAI vs VXUS DFAI vs IEFA SCHF vs VEA DFIC vs SCHF DFAX vs SCHF FENI vs SCHF

DFAI on its own →SCHF on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

DFAI filings on SEC EDGAR ↗DFAI prospectus with the expense ratio (SEC) ↗Dimensional website ↗SCHF filings on SEC EDGAR ↗SCHF prospectus with the expense ratio (SEC) ↗Schwab website ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

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ETFIQ, DFAI against SCHF, data as of Oct 9, 2026. https://etfiq.com/compare/any/dfai-vs-schf

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.