Data as of Oct 28, 2026.

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COWZ vs XLE: Differences, Returns & Fees

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Over the year to Oct 28, 2026, COWZ returned +24.4% to XLE's +61.2%; 11% of their weight is in the same names.

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Net assets on Oct 27, 2026: $19.5bn for Pacer US Cash Cows 100 ETF and $45.2bn for State Street Energy Select Sector SPDR ETF.

At a glance
+24.4%
COWZ total return, 1 year
+61.2%
XLE total return, 1 year
0.49%
COWZ expense ratio
0.08%
XLE expense ratio

Pair scorecard

XLE costs 0.41 points a year less; their one-year returns differ by 36.8 points; XLE is 2.3 times larger.

COWZ vs XLE: Differences, Returns & Fees
MeasureCOWZXLE
Return
Total return, 1 year+24.4%+61.2%
Benchmark
What it tracksPacer US Cash Cows 100 IndexEnergy Select Sector Index
Cost and size
Expense ratio0.49%0.08%
Net assets, as of Oct 27, 2026$19.5bn$45.2bn
Holdings
Holdings in common11%
Top ten holdings, share of the fund20.4%78.1%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method

Risk and return

Dec 30, 2016 to Oct 23, 2026 · 512 weekly returns
COWZ XLE
Return
Total return edge COWZ +251.9% +175.2%
Annualized edge COWZ +13.6% +10.8%
Price return edge COWZ +188.5% +84.1%
Risk
Volatility edge COWZ 19.6% 29.9%
Max drawdown edge COWZ −36.3% −63.9%
Risk-adjusted
Sharpe edge COWZ 0.62 0.41
Sortino edge COWZ 0.89 0.58
Calmar edge COWZ 0.38 0.17
Reading

COWZ returned more: +251.9% to +175.2%. COWZ swung less: 19.6% to 29.9%. COWZ fell less at its worst: −36.3% to −63.9%.

Full scorecard

9 measures, with how each is measured
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Risk and return: COWZ vs XLE: Differences, Returns & Fees
MeasureCOWZXLEEdgeHow it is measured
Return
Total return+251.9%+175.2%COWZPrice change plus distributions, reinvested.
Annualized+13.6%+10.8%COWZTotal return as a yearly rate.
Price return+188.5%+84.1%COWZPrice change alone, distributions left out.
Risk
Volatility19.6%29.9%COWZSpread of weekly returns, annualized. Lower is steadier.
Downside deviation13.8%21.3%COWZLike volatility, counting only weeks below the Treasury bill rate.
Max drawdown−36.3%−63.9%COWZDeepest fall from a high to the low after it.
Risk-adjusted
Sharpe0.620.41COWZReturn above Treasury bills per unit of volatility.
Sortino0.890.58COWZReturn above Treasury bills per unit of downside deviation.
Calmar0.380.17COWZAnnualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 512 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

11%

By the books each fund has filed, COWZ and XLE hold 11% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.

0 half 100%

half

11% in common

Positions both hold · largest shared weight first COWZ XLE
Marathon Petroleum Corp 2.06% 4.67%
Valero Energy Corp 1.68% 4.26%
Diamondback Energy Inc 1.49% 2.01%
EOG Resources Inc 1.28% 4.07%
EQT Corp 1.20% 1.69%
SLB Ltd 1.19% 3.86%
Occidental Petroleum Corp 1.08% 2.20%
Expand Energy Corp 0.85% 1.05%
Only in one fund ↓
Only in COWZ
Booking Holdings Inc 2.23%
Bristol-Myers Squibb Co 2.18%
HCA Healthcare Inc 2.07%
General Dynamics Corp 2.05%
Intuit Inc 2.04%
Verizon Communications Inc 1.97%
AT&T Inc 1.95%
Gilead Sciences Inc 1.93%
Only in XLE
EXXONMOBIL HOLDINGS CORP 23.98%
CHEVRON CORP 18.21%
CONOCOPHILLIPS 7.18%
PHILLIPS 66 4.41%
WILLIAMS COS INC 4.22%
KINDER MORGAN INC 3.19%
TARGA RESOURCES CORP 3.12%
ONEOK INC 2.91%
Check overlap with more funds →

Side by side

COWZ Pacer US Cash Cows 100 ETF XLE State Street Energy Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US Cash Cows 100 Tracks an index of Energy
Total return, 1 year +24.4% +61.2%
Expense ratio 0.49% 0.08%
Already in the S&P 500 94.7% 99.8%
Holdings 100 22
Net assets, as of Oct 27, 2026 $19.5bn $45.2bn

COWZ and XLE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-3B364AE145

COWZ and XLE do different jobs. What does each one do in a portfolio?

  1. What each follows. COWZ follows Pacer US Cash Cows 100 Index and XLE follows Energy Select Sector Index.
  2. Holdings in common. 11% of the weight is in the same securities (holdings dated Jul 31, 2026 and Oct 27, 2026).
  3. One-year total return. Over 1 year to Oct 28, 2026 COWZ returned +24.4% and XLE +61.2% with distributions reinvested, a gap of 36.8 points.

Data as of Oct 28, 2026.

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About each fund
COWZ

COWZ tracks an index of US Cash Cows 100. Over the year to Oct 28, 2026 it returned +24.4% with distributions reinvested. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 20.4%.

XLE

XLE tracks an index of Energy. Over the year to Oct 28, 2026 it returned +61.2% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 22 positions, with the top ten at 78.1%.

Questions people ask

Which returned more over the last year, COWZ or XLE?
In the year to Oct 28, 2026, with distributions reinvested, COWZ returned +24.4% and XLE +61.2%.
Which is cheaper, COWZ or XLE?
XLE is cheaper, by 0.41 percentage points a year. That is about $41 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do COWZ and XLE overlap with the S&P 500?
By their latest filed holdings, 95% of COWZ and 100% of XLE by weight is stocks the S&P 500 already holds.
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ETFIQ, COWZ against XLE, data as of Oct 28, 2026. https://etfiq.com/compare/any/cowz-vs-xle

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