Which returned more over the last year, COWZ or USO?

In the year to Oct 28, 2026, with distributions reinvested, COWZ returned +24.4% and USO +133.3%.

Which is cheaper, COWZ or USO?

COWZ is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

COWZ vs USO: Differences, Returns & Fees

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COWZ is an equity index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +24.4%.

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Net assets: $19.5bn on Oct 27, 2026 for Pacer US Cash Cows 100 ETF, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

COWZ on its own →USO on its own →

At a glance

+24.4%

COWZ total return, 1 year

+133.3%

USO total return, 1 year

0.49%

COWZ expense ratio

0.86%

USO expense ratio

Pair scorecard

COWZ costs 0.37 points a year less; their one-year returns differ by 108.9 points; COWZ is 10.3 times larger.

COWZ vs USO: Differences, Returns & Fees
Measure	COWZ	USO
Return
Measure	COWZ	USO
Total return, 1 year	+24.4%	+133.3%
Drawdown
Measure	COWZ	USO
Below its high		82.3%, high on Jul 14, 2008
Benchmark
Measure	COWZ	USO
What it tracks	Pacer US Cash Cows 100 Index	Oil futures
Cost and size
Measure	COWZ	USO
Expense ratio	0.49%	0.86%
Net assets, as of Oct 27, 2026	$19.5bn	$1.9bn
Holdings
Measure	COWZ	USO
Holdings in common	not published
In the S&P 500, by weight	95%
Holdings dated	Jul 31, 2026
Top ten holdings, share of the fund	20.4%

Method

Side by side

COWZ Pacer US Cash Cows 100 ETF USO United States Oil Fund, LP

Where it sits Stock ETF Commodity ETF

Issuer Pacer USCF

What it is Tracks an index of US Cash Cows 100 Holds oil futures

Total return, 1 year +24.4% +133.3%

Expense ratio 0.49% 0.86%

Holdings 100 not counted

Net assets, COWZ as of Oct 27, 2026 and USO as of Oct 28, 2026 $19.5bn $1.9bn

COWZ and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

COWZ

COWZ tracks an index of US Cash Cows 100. Over the year to Oct 28, 2026 it returned +24.4% with distributions reinvested. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 20.4%.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, COWZ or USO?: In the year to Oct 28, 2026, with distributions reinvested, COWZ returned +24.4% and USO +133.3%.
Which is cheaper, COWZ or USO?: COWZ is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

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Where to next

COWZ on its own →USO on its own →Hold both: look the portfolio through →Rankings →COWZ dividend history →COWZ holdings →Standards and sources →

Sources and dates

COWZ filings on SEC EDGAR ↗

COWZ prospectus with the expense ratio (SEC) ↗

Pacer website ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, COWZ against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/cowz-vs-uso

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