Which returned more over the last year, SDY or USO?

In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SDY or USO?

SDY charges 0.35% a year and USO charges 0.45%, so SDY is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SDY vs USO: how they differ

SDY is an equity index fund and USO a commodity fund, and over the year USO returned more, +112.2% against +11.0%.

State Street(R) SPDR(R) S&P(R) Dividend ETF and United States Oil Fund, LP.

SDY and USO on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF	USO United States Oil Fund, LP
Where it sits	Core index fund	Core index fund
Issuer	State Street	USCF
What it is	SPDR S&P Dividend	Oil
Total return, 1 year	+11.0%	+112.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−6.5 pts	+94.7 pts
Expense ratio	0.35%	0.45%
Holdings	157	not filed

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 157 positions, with the top ten at 20.5%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

USO in plain words

USO is a commodity fund tracking the Oil. Over the year to Sep 11, 2026 it returned +112.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.45% a year. It sat 57.1% below its high of Apr 8, 2011 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SDY or USO?: In the year to Sep 13, 2026, with distributions reinvested, SDY returned +11.0% and USO returned +112.2%, so USO returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SDY or USO?: SDY charges 0.35% a year and USO charges 0.45%, so SDY is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SDY against USO, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SDY against USO, data as of Sep 13, 2026. https://etfiq.com/compare/any/sdy-vs-uso Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources