Which returned more over the last year, CGMS or VTC?

In the year to Oct 9, 2026, with distributions reinvested, CGMS returned +1.0% and VTC −1.9%.

Which is cheaper, CGMS or VTC?

VTC is cheaper, by 0.36 percentage points a year. That is about $36 on $10,000 held for a year. Fees come from each fund's prospectus.

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CGMS vs VTC: Differences, Returns & Fees

CGMS's duration was 4.7 years on Jun 30, 2026 and VTC's 6.6 on May 31, 2026; VTC charges 0.03% to CGMS's 0.39%. Net assets: $5.4bn on Oct 8, 2026 for Capital Group U.S. Multi-Sector Income ETF, and $1.6bn on Sep 30, 2026 for Vanguard Total Corporate Bond ETF.

VTC costs 0.36 points a year less; their one-year returns differ by 2.9 points; CGMS is 3.4 times larger.

CGMS vs VTC: Differences, Returns & Fees
	CGMS	VTC
Expense ratio	0.39%	0.03%
Net assets, as of Sep 30, 2026	$5.4bn	$1.6bn
Total return, 1 year	+1.0%	−1.9%
What it tracks	No index, actively managed	Bloomberg U.S. Corporate Bond Index
Holdings in common	5%
Below its high		4.0%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+1.0%

CGMS total return, 1 year

−1.9%

VTC total return, 1 year

0.39%

CGMS expense ratio

0.03%

VTC expense ratio

What they hold in common

By the books each fund has filed, CGMS and VTC hold 5% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

5% in common

Positions both hold, largest shared weight first

Holding CGMS VTC

Goldman Sachs Group Inc/The, due Jan 21, 2037 0.11% 0.10%

Meta Platforms Inc, due Nov 15, 2035 0.16% 0.10%

Oracle Corp, due Feb 4, 2036 0.37% 0.10%

Amazon.com Inc, due Mar 13, 2036 0.09% 0.12%

Bank of America Corp, due Feb 6, 2037 0.54% 0.08%

Amazon.com Inc, due Mar 13, 2056 0.11% 0.08%

JPMorgan Chase & Co, due Jan 24, 2036 0.08% 0.07%

Wells Fargo & Co, due Apr 23, 2036 0.09% 0.07%

Abbott Laboratories, due Mar 15, 2036 0.10% 0.06%

Meta Platforms Inc, due Nov 15, 2055 0.11% 0.06%

Meta Platforms Inc, due Nov 15, 2065 0.09% 0.06%

Broadcom Inc, due Jul 15, 2035 0.13% 0.06%

Only in CGMS

Capital Group Central Cash Fund 3.12%

RD Michigan Property Owner I LLC, due Mar 30, 2045 0.61%

MPT Operating Partnership LP / MPT Finance Corp, due Feb 15, 2032 0.38%

Connect Finco SARL / Connect US Finco LLC, due Sep 15, 2029 0.38%

U.S. Treasury Notes, due Nov 30, 2030 0.38%

Freddie Mac Pool, due Apr 1, 2055 0.35%

Navient Corp, due Aug 1, 2033 0.34%

Mars Inc, due Mar 1, 2035 0.34%

Only in VTC

US TREASURY N/B, due May 31, 2028 0.32%

BANK OF AMER CRP, due Apr 23, 2030 0.20%

GOLDMAN SACHS GP, due Apr 20, 2034 0.14%

BANK OF AMER CRP, due Jan 24, 2029 0.14%

GOLDMAN SACHS GP, due Jan 21, 2032 0.13%

ANHEUSER-BUSCH, due Feb 1, 2046 0.10%

ANHEUSER-BUSCH, due Feb 1, 2036 0.10%

WELLS FARGO CO, due Jan 23, 2030 0.09%

Check overlap with more funds →

On the same fields

CGMS

Capital Group U.S. Multi-Sector Income ETF

VTC

Vanguard Total Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Capital Group Vanguard

What it is Actively managed Tracks an index

Total return, 1 year +1.0% −1.9%

Its benchmark over the same days not published −1.8% (SPBO)

Gap to its benchmark not available −0.1 pts vs SPBO

Expense ratio 0.39% 0.03%

Holdings 1465 5316

Net assets, CGMS as of Oct 8, 2026 and VTC as of Sep 30, 2026 $5.4bn $1.6bn

CGMS and VTC on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About CGMS

CGMS is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +1.0% with distributions reinvested. The prospectus expense ratio is 0.39% a year.

About VTC

VTC tracks an index. Over the year to Oct 9, 2026 it returned −1.9% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. Corporate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 4.0% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, CGMS or VTC?: In the year to Oct 9, 2026, with distributions reinvested, CGMS returned +1.0% and VTC −1.9%.
Which is cheaper, CGMS or VTC?: VTC is cheaper, by 0.36 percentage points a year. That is about $36 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

CGMS vs CORP BSCW vs CGMS CGMS vs IBDX CGMS vs IGEB IGIB vs VTC LQD vs VTC UCON vs VTC SCHI vs VTC

CGMS on its own →VTC on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

CGMS filings on SEC EDGAR ↗CGMS prospectus with the expense ratio (SEC) ↗Capital Group page for CGMS ↗VTC filings on SEC EDGAR ↗VTC prospectus with the expense ratio (SEC) ↗Vanguard page for VTC ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, CGMS against VTC, data as of Oct 9, 2026. https://etfiq.com/compare/any/cgms-vs-vtc

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.