Which returned more over the last year, CGMS or VCIT?

In the year to Oct 9, 2026, with distributions reinvested, CGMS returned +1.0% and VCIT −1.8%.

Which is cheaper, CGMS or VCIT?

VCIT is cheaper, by 0.36 percentage points a year. That is about $36 on $10,000 held for a year. Fees come from each fund's prospectus.

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CGMS vs VCIT: Differences, Returns & Fees

CGMS's duration was 4.7 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; VCIT charges 0.03% to CGMS's 0.39%. Net assets: $5.4bn on Oct 8, 2026 for Capital Group U.S. Multi-Sector Income ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

VCIT costs 0.36 points a year less; their one-year returns differ by 2.8 points; VCIT is 12.4 times larger.

CGMS vs VCIT: Differences, Returns & Fees
	CGMS	VCIT
Expense ratio	0.39%	0.03%
Net assets, as of Sep 30, 2026	$5.4bn	$66.6bn
Total return, 1 year	+1.0%	−1.8%
What it tracks	No index, actively managed	Bloomberg U.S. 5-10 Year Corporate Bond Index
Holdings in common	10%
Below its high		4.4%, high on Feb 27, 2026

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026.

+1.0%

CGMS total return, 1 year

−1.8%

VCIT total return, 1 year

0.39%

CGMS expense ratio

0.03%

VCIT expense ratio

What they hold in common

By the books each fund has filed, CGMS and VCIT hold 10% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

half

10% in common

Positions both hold, largest shared weight first

Holding CGMS VCIT

Oracle Corp, due Feb 4, 2036 0.37% 0.27%

Bank of America Corp, due Feb 6, 2037 0.54% 0.21%

Oracle Corp, due Sep 26, 2035 0.22% 0.20%

Goldman Sachs Group Inc/The, due Oct 21, 2036 0.37% 0.17%

Morgan Stanley, due Jan 30, 2037 0.17% 0.16%

Meta Platforms Inc, due Nov 15, 2035 0.16% 0.27%

AbbVie Inc, due Mar 15, 2034 0.24% 0.16%

Goldman Sachs Group Inc/The, due Apr 25, 2035 0.16% 0.16%

Meta Platforms Inc, due May 15, 2036 0.16% 0.15%

JPMorgan Chase & Co, due Apr 23, 2037 0.15% 0.19%

Broadcom Inc, due Jul 15, 2035 0.13% 0.15%

JPMorgan Chase & Co, due Apr 22, 2036 0.13% 0.19%

Only in CGMS

Capital Group Central Cash Fund 3.12%

RD Michigan Property Owner I LLC, due Mar 30, 2045 0.61%

MPT Operating Partnership LP / MPT Finance Corp, due Feb 15, 2032 0.38%

Connect Finco SARL / Connect US Finco LLC, due Sep 15, 2029 0.38%

U.S. Treasury Notes, due Nov 30, 2030 0.38%

Freddie Mac Pool, due Apr 1, 2055 0.35%

Navient Corp, due Aug 1, 2033 0.34%

Mars Inc, due Mar 1, 2035 0.34%

Only in VCIT

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

JPMORGAN CHASE, due Jun 1, 2034 0.24%

ALPHABET INC, due Feb 15, 2036 0.24%

JPMORGAN CHASE, due Jul 23, 2036 0.23%

BANK OF AMER CRP, due Apr 27, 2033 0.22%

Check overlap with more funds →

On the same fields

CGMS

Capital Group U.S. Multi-Sector Income ETF

VCIT

Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Capital Group Vanguard

What it is Actively managed Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year +1.0% −1.8%

Expense ratio 0.39% 0.03%

Holdings 1465 2328

Net assets, CGMS as of Oct 8, 2026 and VCIT as of Sep 30, 2026 $5.4bn $66.6bn

CGMS and VCIT on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.

About CGMS

CGMS is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +1.0% with distributions reinvested. The prospectus expense ratio is 0.39% a year.

About VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 9, 2026 it returned −1.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 4.4% below its high of Feb 27, 2026 on Oct 9, 2026.

Questions people ask

Which returned more over the last year, CGMS or VCIT?: In the year to Oct 9, 2026, with distributions reinvested, CGMS returned +1.0% and VCIT −1.8%.
Which is cheaper, CGMS or VCIT?: VCIT is cheaper, by 0.36 percentage points a year. That is about $36 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

CGMS vs LQD CGMS vs USIG CGMS vs UCON CGMS vs SPBO SCHI vs VCIT SPBO vs VCIT USIG vs VCIT IGIB vs VCIT

CGMS on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →Standards and sources →

Where these figures came from

CGMS filings on SEC EDGAR ↗CGMS prospectus with the expense ratio (SEC) ↗Capital Group page for CGMS ↗VCIT filings on SEC EDGAR ↗VCIT prospectus with the expense ratio (SEC) ↗Vanguard page for VCIT ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, CGMS against VCIT, data as of Oct 9, 2026. https://etfiq.com/compare/any/cgms-vs-vcit

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.